Real Estate Investing in Bainbridge, Georgia (39817)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 39817 (Bainbridge, GA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 22.2% of homes vacant — above national norms.
- Elevated poverty: 20.4% poverty rate — can affect rent collection.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bainbridge, GA (39817)?
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Market Analysis: 39817 Bainbridge
ZIP 39817 inside Decatur County looks affordable on the surface — median value of $156K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $873/mo on a $156K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 39817 sits below the stated 0.0% once reality is priced in.
Within GA, ZIP 39817 trails on several market indicators that neighboring Decatur County submarkets outperform. The gap is real and sturdy enough to shape underwriting.
Resident income in 39817 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategically, 39817 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Bainbridge:
Market Trends
Home Value History (with trend line)
📊 How Does 39817 Compare?
| Metric | 39817 | Bainbridge | Bainbridge, GA | Georgia |
|---|---|---|---|---|
| Home Value | $156,359 | $173,591 | N/A | $329,538 |
| 5-Year CAGR | 3.9% | 4.6% | N/A | 7.8% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 4.4% | 4.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 39817 (Bainbridge, GA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $156,359 |
| Monthly Rent | $873 |
| Price-to-Rent | 14.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.7% |
| Cap Rate | 4.4% |
| 5-Year IRR | 8.3% |
📈 Home Appreciation
| 1-Year | +2.8% ▲ |
| 3-Year CAGR | -1.0% ▼ |
| 5-Year CAGR | +3.9% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 39817
Population: 11,561
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 39817
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What are home prices like in Bainbridge, GA?
Median home price in Bainbridge, GA is near $156K, with a 5-year CAGR of 0.0%. Prices have been predictable and supportive of buy-and-hold strategies.
Are tenants stable in Bainbridge, GA?
Working renters make up the core of the Bainbridge, GA tenant base. The pool is reasonable for investors targeting long-term holds.
Is rental property easy to operate in Bainbridge, GA?
Landlord-friendliness in Bainbridge, GA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Are there empty rentals in Bainbridge, GA?
Vacancy in Bainbridge, GA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $873/mo.
What does house hacking look like in Bainbridge, GA?
The a challenging house-hack environment in Bainbridge, GA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
You know 39817 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 39817 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 39817 ranks in Bainbridge, GA
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