Real Estate Investing in Bainbridge, Georgia (39819)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Decatur County • Population: 11,571 • Data updated: September 2026

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Should you buy in 39819 (Bainbridge, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 19.5% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bainbridge, GA (39819)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $190,824
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $43,494
% Renters 44.3%

Market Analysis: 39819 Bainbridge

ZIP 39819 inside Decatur County looks affordable on the surface — median value of $191K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 39819 can be a worth a close look for hunting ground — but the discount at $191K reflects genuine risk that outside investors often underestimate.

Within GA, ZIP 39819 trails on several market indicators that neighboring Decatur County submarkets outperform. The gap is real and substantial enough to shape underwriting.

In practical terms, 11,571 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 39819 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bainbridge:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+4.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Bainbridge, GA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Bainbridge, GA metro data

Market Trends

Home Value History (with trend line)

$202K$181K$160K$139K$118K$97KJul 2006Jul 2016Jul 2026

📊 How Does 39819 Compare?

Metric 39819 Bainbridge Bainbridge, GA Georgia
Home Value $190,824 $173,591 N/A $329,538
5-Year CAGR 5.3% 4.6% N/A 7.8%
Avg Rent $873 $873 N/A -
Cap Rate 3.6% 4.0% - -
💡 Why Invest in 39819? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 44% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39819 (Bainbridge, GA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+5.3%
Moderate

📉 Market Crash Risk Index

Based on Bainbridge, GA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $190,824
Monthly Rent $873
Price-to-Rent 18.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +4.0% ▲
3-Year CAGR +0.7% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +5.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 39819

Population: 11,571

💰 Median Household Income
$43,494
This area
$43,494
State
$64,001
USA
$74,580
🏠 Renter Occupied
44.3%
This area
44.3%
State
29.9%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-18.6%
USA
3.7%
🎓 College Educated
18.9%
This area
18.9%
State
-3.0%
USA
33.7%
👤 Median Age
38.4 years
This area
38.4 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
19.5%
This area
19.5%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 49.0%
Black/African American 42.3%
Other/Mixed 7.8%
Hispanic/Latino 4.6%
Asian 0.9%
👶 Under 18
23.1%
This area
23.1%
USA
22.0%
👴 65 and Over
18.9%
This area
18.9%
USA
17.3%
📊 Poverty Rate
18.9%
This area
18.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 39819

B Avg School Grade
3 Schools
19.7:1 Avg Class Size
$14,317 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Bainbridge Middle School

📚 06 – 08 Middle
👥
881 Students
👨‍🏫
13.5:1 Class Size
💰
$14,317 Per Student
B+ Above Average

Bainbridge High School

📚 09 – 12 High School
👥
1,218 Students
👨‍🏫
14.2:1 Class Size
💰
$14,317 Per Student
C Below Average

New Beginning Learning Center

📚 06 – 12 High School
👥
166 Students
👨‍🏫
31.3:1 Class Size
💰
$14,317 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 114 Off-Campus Students
C+
Gadsden Technical College
114 students · 14.8 mi

Frequently Asked Questions

How does Bainbridge, GA rate as a rental market?

Bainbridge, GA scores 3.0/5 for investability. Home values sit at $191K and rents near $873/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What kind of vacancy should I budget for in Bainbridge, GA?

Bainbridge, GA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What are rental rates like in Bainbridge, GA?

Rental rates in Bainbridge, GA average $873/mo. Tenant demand and $191K home values make the yield look reasonable by investor standards.

Are landlord laws favorable in Bainbridge, GA?

Bainbridge, GA operates under GA law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.

Which real estate strategy fits Bainbridge, GA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Bainbridge, GA. The numbers - $191K homes against $873/mo rents - support that play.

You know 39819 now. You don’t know where it ranks.

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How 39819 ranks in Bainbridge, GA

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