Real Estate Investing in Quincy, Florida (32352)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Gadsden County • Population: 5,234 • Data updated: September 2026

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Should you buy in 32352 (Quincy, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.0% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Quincy, FL (32352)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $210,976
Avg Monthly Rent $1,125
1% Rule ✗ Does Not Meet
Median Income $47,070
% Renters 19.1%

Market Analysis: 32352 Quincy

Investors eyeing 32352 need to respect the fundamentals at play. Home values of $211K come alongside slower price movement and elevated management overhead.

For an experienced owner, 32352 can be a a credible choice for hunting ground — but the discount at $211K reflects genuine risk that outside investors often underestimate.

On balance, 32352 offers a low basis, the region around Quincy has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

On balance, 5,234 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Quincy's stable or hybrid ZIPs before stepping into 32352. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Quincy:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+4.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,125/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tallahassee, FL Metro Area
More inventory, negotiating room for buyers
68 days
Average time to sell
Slow
8.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tallahassee, FL metro data

Market Trends

Home Value History (with trend line)

$222K$193K$164K$135K$106K$77KJul 2006Jul 2016Jul 2026

📊 How Does 32352 Compare?

Metric 32352 Quincy Tallahassee, FL Florida
Home Value $210,976 $160,789 N/A $374,697
5-Year CAGR 6.4% 5.4% N/A 7.4%
Avg Rent $1,125 $1,089 N/A -
Cap Rate 4.2% 5.9% - -
💡 Why Invest in 32352? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 32352 (Quincy, FL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+6.4%
Strong

📉 Market Crash Risk Index

Based on Tallahassee, FL metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
55%
Days Pending
2/2
68 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $210,976
Monthly Rent $1,125
Price-to-Rent 15.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.4%
Cap Rate 4.2%
5-Year IRR 10.5%

📈 Home Appreciation

1-Year +4.6% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +8.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 32352

Population: 5,234

💰 Median Household Income
$47,070
This area
$47,070
State
$70,737
USA
$74,580
🏠 Renter Occupied
19.1%
This area
19.1%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-18.0%
USA
3.7%
🎓 College Educated
11.4%
This area
11.4%
State
4.7%
USA
33.7%
👤 Median Age
41.5 years
This area
41.5 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
18.0%
This area
18.0%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
Black/African American 83.2%
White 14.9%
Hispanic/Latino 1.9%
Other/Mixed 1.9%
👶 Under 18
22.4%
This area
22.4%
USA
22.0%
👴 65 and Over
22.6%
This area
22.6%
USA
17.3%
📊 Poverty Rate
13.6%
This area
13.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 114 Off-Campus Students
C+
Gadsden Technical College
114 students · 5.0 mi

Frequently Asked Questions

Are rents high in Quincy, FL?

Rents in Quincy, FL run near $1,125/mo. Compared with median home prices of $211K that produces solid gross yields for typical rentals.

What are vacancy rates like in Quincy, FL?

Vacancy in Quincy, FL is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,125/mo.

Is Quincy, FL a smart market for rental property?

The 3.0/5 investability rating in Quincy, FL reflects its $211K prices and $1,125/mo rents. Investors generally consider it a solid option within FL.

Is Quincy, FL suited for a house hack?

The a challenging house-hack environment in Quincy, FL reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Are tenants stable in Quincy, FL?

Quincy, FL draws a reliable base of working renters. Demand at the $1,125/mo rent level is reasonable for standard single-family and small multi rentals.

You know 32352 now. You don’t know where it ranks.

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How 32352 ranks in Tallahassee, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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