Real Estate Investing in Colquitt, Georgia (39837)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Miller County • Population: 5,994 • Data updated: September 2026

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Should you buy in 39837 (Colquitt, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.5% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Colquitt, GA (39837)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $157,978
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $56,145
% Renters 32.6%

Market Analysis: 39837 Colquitt

Not every below-median market is a bargain. Colquitt's 39837 ZIP shows signals that favor experienced operators who can absorb the risk $158K pricing implies.

From an investor standpoint, the numbers look inviting — $158K purchase price, 0.0% nominal cap — the work to hit that pro forma in 39837 is substantial and deserves full respect.

Regionally, 39837 sits on the difficult end of the GA spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

From an investor standpoint, 5,994 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 39837 is an operator game, not a passive one. Put differently, entry prices of $158K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Colquitt:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Stable (+2.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 39837

Which property type performs best in this market?

Best for Cash Flow
2BR
6.9% cap rate
Best for Appreciation
3BR
+10.6% 5yr CAGR
Best Overall Value
2BR
$50,869/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $101,737 $970 6.9% +8.5% $50,869
3BR $170,815 $1,350 5.7% +10.6% $56,938
4BR $282,286 $1,400 3.6% +10.2% $70,571

Market Trends

Home Value History (with trend line)

$166K$144K$123K$101K$80K$58KJul 2006Jul 2016Jul 2026

📊 How Does 39837 Compare?

Metric 39837 Colquitt Georgia
Home Value $157,978 $157,978 $329,538
5-Year CAGR 6.3% 6.3% 7.8%
Avg Rent $873 $873 -
Cap Rate 4.3% 4.3% -
💡 Why Invest in 39837? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39837 (Colquitt, GA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+6.3%
Strong

📊 Market Snapshot

Home Value $157,978
Monthly Rent $873
Price-to-Rent 15.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.6%
Cap Rate 4.3%
5-Year IRR 10.6%

📈 Home Appreciation

1-Year +2.4% ▲
3-Year CAGR +5.2% ▲
5-Year CAGR +6.3% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.3%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 39837

Population: 5,994

💰 Median Household Income
$56,145
This area
$56,145
State
$64,001
USA
$74,580
🏠 Renter Occupied
32.6%
This area
32.6%
State
29.9%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-18.6%
USA
3.7%
🎓 College Educated
18.3%
This area
18.3%
State
-3.0%
USA
33.7%
👤 Median Age
43.8 years
This area
43.8 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
12.5%
This area
12.5%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 64.5%
Black/African American 30.1%
Other/Mixed 4.8%
Hispanic/Latino 2.7%
Asian 0.6%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
21.5%
This area
21.5%
USA
17.3%
📊 Poverty Rate
18.3%
This area
18.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 39837

A Avg School Grade
3 Schools
12.8:1 Avg Class Size
$18,146 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Miller County High School

📚 09 – 12 High School
👥
243 Students
👨‍🏫
10.7:1 Class Size
💰
$18,146 Per Student
A Very Good

Miller County Elementary School

📚 Pre-K – 05 Elementary
👥
367 Students
👨‍🏫
15.3:1 Class Size
💰
$18,146 Per Student
A Very Good

Miller County Middle School

📚 06 – 08 Middle
👥
170 Students
👨‍🏫
12.5:1 Class Size
💰
$18,146 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How quickly do rentals get leased in Colquitt, GA?

Colquitt, GA carries elevated vacancy risk. Expect reliable absorption at market rents of $873/mo.

What is the typical home price in Colquitt, GA?

Homes in Colquitt, GA typically sell near $158K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.

Is real estate in Colquitt, GA a good investment right now?

Colquitt, GA scores 3.0/5 for investability. Home values sit at $158K and rents near $873/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Can owner-occupants cash flow in Colquitt, GA?

Colquitt, GA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $873/mo rent level.

Which real estate strategy fits Colquitt, GA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Colquitt, GA. The numbers - $158K homes against $873/mo rents - support that play.

You know 39837 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 39837 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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