Real Estate Investing in Ruth, Mississippi (39662)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 39662 (Ruth, MS)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 14.2% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (1.1% CAGR).
- Higher unemployment: 8.2% unemployment — tenant risk signal.
- Lower household income: $39,375 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Ruth, MS (39662)?
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Market Analysis: 39662 Ruth
On the rental side, ZIP 39662 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $171K median. It rewards specialists, not generalists.
For an experienced owner, 39662 can be a an appealing option for hunting ground — but the discount at $171K reflects genuine risk that outside investors often underestimate.
ZIP 39662's metrics run below Lincoln County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Demographically, 39662 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Experienced landlords with local relationships tend to find 39662 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Ruth:
Market Trends
Home Value History (with trend line)
📊 How Does 39662 Compare?
| Metric | 39662 | Ruth | Brookhaven, MS | Mississippi |
|---|---|---|---|---|
| Home Value | $170,576 | $170,576 | N/A | $186,446 |
| 5-Year CAGR | 1.1% | 1.1% | N/A | 4.0% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 4.0% | 4.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 39662 (Ruth, MS). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $170,576 |
| Monthly Rent | $873 |
| Price-to-Rent | 16.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.1% |
| Cap Rate | 4.0% |
| 5-Year IRR | 5.1% |
📈 Home Appreciation
| 1-Year | +13.6% ▲ |
| 3-Year CAGR | +2.7% ▲ |
| 5-Year CAGR | +1.1% ▲ |
| 10-Year CAGR | +3.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 39662
Population: 1,219
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Ruth in MS worth investing in?
Investors tracking Ruth, MS will find a 2.0/5 rating supported by $171K median home values and $873/mo rents. That profile suits long-term holders targeting even-keeled returns.
What monthly rent should investors expect in Ruth, MS?
Rental rates in Ruth, MS average $873/mo. Tenant demand and $171K home values make the yield look reasonable by investor standards.
How do experienced investors play Ruth, MS?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Ruth, MS. The numbers - $171K homes against $873/mo rents - support that play.
What is the rental occupancy rate in Ruth, MS?
Ruth, MS vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
What price range are homes in Ruth, MS?
The median home value in Ruth, MS is roughly $171K. That puts it reasonable relative to the MS statewide average.
You know 39662 now. You don’t know where it ranks.
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How 39662 ranks in Brookhaven, MS
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