Real Estate Investing in Sontag, Mississippi (39665)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lawrence County • Population: 1,048 • Data updated: September 2026

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Should you buy in 39665 (Sontag, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (46/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • Elevated poverty: 36.0% poverty rate — can affect rent collection.
  • Higher unemployment: 9.2% unemployment — tenant risk signal.
  • Lower household income: $26,429 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Sontag, MS (39665)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $126,981
Avg Monthly Rent $810
1% Rule ✗ Does Not Meet
Median Income $26,429
% Renters 19.8%

Market Analysis: 39665 Sontag

Put differently, ZIP 39665 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $127K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 39665 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Within MS, ZIP 39665 trails on several market indicators that neighboring Lawrence County submarkets outperform. The gap is real and notable enough to shape underwriting.

The demographic picture in 39665 includes headwinds that any investor should price in. Income distribution skews lower than Sontag averages, and tenant stability requires active management.

Strategy in 39665 is an operator game, not a passive one. Put differently, entry prices of $127K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sontag:

C Below Average
Buy Confidence Score: 52/100
Affordability
10/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.8× the median income
Value Trend
Stable (+2.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $810/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Brookhaven, MS Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Brookhaven, MS metro data

Market Trends

Home Value History (with trend line)

$151K$144K$137K$130K$123K$115KFeb 2022May 2024Jul 2026

📊 How Does 39665 Compare?

Metric 39665 Sontag Brookhaven, MS Mississippi
Home Value $126,981 $126,981 N/A $186,446
5-Year CAGR N/A N/A N/A 4.0%
Avg Rent $810 $810 N/A -
Cap Rate 5.0% 5.0% - -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39665 (Sontag, MS). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
5.0%
Fair

📉 Market Crash Risk Index

Based on Brookhaven, MS metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $126,981
Monthly Rent $810
Price-to-Rent 13.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.7%
Cap Rate 5.0%
5-Year IRR 2.9%

📈 Home Appreciation

1-Year +2.8% ▲
3-Year CAGR -2.1% ▼
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 39665

Population: 1,048

💰 Median Household Income
$26,429
This area
$26,429
State
$48,827
USA
$74,580
🏠 Renter Occupied
19.8%
This area
19.8%
State
27.7%
USA
34.0%
💼 Unemployment Rate
9.2%
This area
9.2%
State
-17.6%
USA
3.7%
🎓 College Educated
15.4%
This area
15.4%
State
-11.7%
USA
33.7%
👤 Median Age
48.2 years
This area
48.2 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
6.6%
This area
6.6%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 66.0%
Black/African American 30.7%
Other/Mixed 3.3%
👶 Under 18
19.8%
This area
19.8%
USA
22.0%
👴 65 and Over
26.5%
This area
26.5%
USA
17.3%
📊 Poverty Rate
36.0%
This area
36.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 694 Off-Campus Students
C+
Copiah-Lincoln Community College
2,834 students · 11.5 mi

Investor Insight: With 694 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are home prices like in Sontag, MS?

Homes in Sontag, MS typically sell near $127K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

Is it easy to find good tenants in Sontag, MS?

Tenant quality in Sontag, MS ranks as solid. Landlords generally report stable occupancy at market rents of $810/mo.

Are eviction rules reasonable in Sontag, MS?

Sontag, MS operates under MS law, which is landlord-friendly overall for landlords. Expect stable treatment in typical lease and eviction cases.

Is house hacking profitable in Sontag, MS?

For house hackers, Sontag, MS is a challenging. The $810/mo rent on a unit helps defray the mortgage on a $127K property.

Are rents high in Sontag, MS?

Average rent in Sontag, MS is approximately $810/mo per month. Against $127K home values that yields a reasonable rent-to-price ratio.

You know 39665 now. You don’t know where it ranks.

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How 39665 ranks in Brookhaven, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation →
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