Real Estate Investing in McComb, Mississippi (39648)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pike County • Population: 19,767 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 39648 (McComb, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 23.5% of homes vacant — above national norms.
  • Declining values: -0.7% 5-year CAGR — values have moved lower.
  • Elevated poverty: 27.9% poverty rate — can affect rent collection.
  • Lower household income: $38,870 median — tenant affordability is tighter.

What’s happening in McComb, MS (39648)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $92,921
Avg Monthly Rent $1,216
1% Rule ✓ Meets
Median Income $38,870
% Renters 45.5%

Market Analysis: 39648 McComb

Homes in the 39648 ZIP trade near $93K, a discount that has historically rewarded investors willing to renovate. Rent comps near $1,216/mo support the pro forma.

Value-add is the defining thesis in 39648. Homes trade near $93K, well below the state median, and rehabbed comps tend to clear meaningfully higher — a classic forced-equity setup.

The worth a close look for piece of regional context is that nearby ZIPs with newer stock and higher basis have priced out of the value-add game. 39648 has not.

Household income in 39648 supports the rent-lift thesis. 19,767 residents, deep working-age cohort, and the kind of tenant profile that responds to upgraded stock.

Strategic fit here is operational. Pro forma discipline, capex reserves, and lender relationships matter more than the marketing pitch.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in McComb:

C+ Average
Buy Confidence Score: 62/100
Affordability
25/25
Appreciation
5/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.4× the median income
Value Trend
Rising (+6.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,216/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
McComb, MS Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from McComb, MS metro data

Market Trends

Home Value History (with trend line)

$104K$99K$94K$89K$84K$79KMar 2009Nov 2017Jul 2026

Rent History (with trend line)

No data available

📊 How Does 39648 Compare?

Metric 39648 McComb McComb, MS Mississippi
Home Value $92,921 $92,921 N/A $186,446
5-Year CAGR N/A N/A N/A 4.0%
Avg Rent $1,216 $1,216 N/A -
Cap Rate 10.2% 10.2% - -
💡 Why Invest in 39648? Click to expand

This ZIP code meets the 1% rule with rent at $1,216/mo on homes averaging $92,921 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

A healthy rental market with 46% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39648 (McComb, MS). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 39648 (McComb, MS)?

~25 seconds · no account needed · your report is anonymous

Investability
Excellent
Cap Rate
10.2%
Excellent
5yr Growth
-0.7%
Declining

📉 Market Crash Risk Index

Based on McComb, MS metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $92,921
Monthly Rent $1,216
Price-to-Rent 6.4:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 15.7%
Cap Rate 10.2%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year +6.7% ▲
3-Year CAGR -2.0% ▼
5-Year CAGR -0.7% ▼
10-Year CAGR +1.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 10.2%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (10.2%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
23.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.7%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 39648

Population: 19,767

💰 Median Household Income
$38,870
This area
$38,870
State
$48,827
USA
$74,580
🏠 Renter Occupied
45.5%
This area
45.5%
State
27.7%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-17.6%
USA
3.7%
🎓 College Educated
17.3%
This area
17.3%
State
-11.7%
USA
33.7%
👤 Median Age
38.3 years
This area
38.3 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
23.5%
This area
23.5%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
Black/African American 60.5%
White 36.6%
Other/Mixed 2.2%
Hispanic/Latino 0.9%
Asian 0.7%
👶 Under 18
25.9%
This area
25.9%
USA
22.0%
👴 65 and Over
16.8%
This area
16.8%
USA
17.3%
📊 Poverty Rate
27.9%
This area
27.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 39648

B Avg School Grade
7 Schools
13.1:1 Avg Class Size
$13,705 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

DENMAN JUNIOR HIGH SCHOOL

📚 07 – 08 Middle
👥
291 Students
👨‍🏫
10.4:1 Class Size
💰
$13,705 Per Student
B+ Above Average

KENNEDY ELEMENTARY SCHOOL

📚 Pre-K – K Elementary
👥
225 Students
👨‍🏫
11.4:1 Class Size
💰
$13,705 Per Student
B+ Above Average

HIGGINS MIDDLE SCHOOL

📚 04 – 06 School
👥
300 Students
👨‍🏫
13.1:1 Class Size
💰
$13,705 Per Student
B+ Above Average

OTKEN ELEMENTARY SCHOOL

📚 01 – 03 Elementary
👥
349 Students
👨‍🏫
14.7:1 Class Size
💰
$13,705 Per Student
B Good

MCCOMB HIGH SCHOOL

📚 09 – 12 High School
👥
665 Students
👨‍🏫
15.7:1 Class Size
💰
$13,705 Per Student
C+ Average

BUSINESS & TECHNOLOGY COMPLEX

📚 09 – 12 High School Limited Data
💰
$13,705 Per Student
C Below Average

TAC ALTERNATIVE SCHOOL

📚 06 – 12 High School Limited Data
💰
$13,705 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 392 Off-Campus Students
C+
Southwest Mississippi Community College
1,752 students · 8.2 mi

Frequently Asked Questions

How expensive is real estate in McComb, MS?

In McComb, MS the median home value sits at $93K. Against the broader MS market, that reads as reasonable for most investors.

Does the 1% rule work in McComb, MS?

Yes, many McComb, MS properties clear the 1% rule. The rent-to-price ratio averages 1.31%, supported by $1,216/mo rents.

Is McComb in MS worth investing in?

McComb, MS scores 4.0/5 for investability. Home values sit at $93K and rents near $1,216/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What monthly rent should investors expect in McComb, MS?

McComb, MS rentals go for roughly $1,216/mo a month. That puts gross yield in solid territory relative to $93K acquisition costs.

Is house hacking profitable in McComb, MS?

The an attractive house-hack environment in McComb, MS reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

You know 39648 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 39648 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 39648 (McComb)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 39648 (McComb, MS).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.