Real Estate Investing in Mount Hermon, Louisiana (70450)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Washington Parish • Population: 2,785 • Data updated: September 2026

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Should you buy in 70450 (Mount Hermon, LA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 29.4% of homes vacant — above national norms.
  • Declining values: -1.1% 5-year CAGR — values have moved lower.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Mount Hermon, LA (70450)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $187,377
Avg Monthly Rent $783
1% Rule ✗ Does Not Meet
Median Income $41,274
% Renters 19.3%

Market Analysis: 70450 Mount Hermon

The 70450 ZIP covers a section of Mount Hermon that demands careful diligence. Prices near $187K look accessible, but the work to make a deal cash flow is real.

Distressed markets are won on execution, not on spreadsheets. ZIP 70450 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

From an investor standpoint, 70450 offers a low basis, the region around Mount Hermon has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 70450 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 70450 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mount Hermon:

D Needs Caution
Buy Confidence Score: 48/100
Affordability
15/25
Appreciation
5/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+4.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $783/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Bogalusa, LA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Bogalusa, LA metro data

Market Trends

Home Value History (with trend line)

$210K$202K$194K$186K$178K$170KFeb 2021Nov 2023Jul 2026

📊 How Does 70450 Compare?

Metric 70450 Mount Hermon Bogalusa, LA Louisiana
Home Value $187,377 $187,377 N/A $207,909
5-Year CAGR N/A N/A N/A 0.7%
Avg Rent $783 $783 N/A -
Cap Rate 3.3% 3.3% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 70450 (Mount Hermon, LA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.3%
Low
5yr Growth
-1.1%
Declining

📉 Market Crash Risk Index

Based on Bogalusa, LA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $187,377
Monthly Rent $783
Price-to-Rent 19.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.3%
5-Year IRR 2.2%

📈 Home Appreciation

1-Year +4.8% ▲
3-Year CAGR -0.1% ▼
5-Year CAGR -1.1% ▼
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
29.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-1.1%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 70450

Population: 2,785

💰 Median Household Income
$41,274
This area
$41,274
State
$55,539
USA
$74,580
🏠 Renter Occupied
19.3%
This area
19.3%
State
27.4%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-18.7%
USA
3.7%
🎓 College Educated
12.9%
This area
12.9%
State
-4.6%
USA
33.7%
👤 Median Age
44.9 years
This area
44.9 years
State
-6.3 years
USA
38.9 years
🏚️ Vacancy Rate
29.4%
This area
29.4%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 74.5%
Black/African American 25.3%
Other/Mixed 0.2%
👶 Under 18
23.8%
This area
23.8%
USA
22.0%
👴 65 and Over
18.3%
This area
18.3%
USA
17.3%
📊 Poverty Rate
7.6%
This area
7.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 70450

B+ Avg School Grade
1 Schools
12.0:1 Avg Class Size
$13,975 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Mt. Hermon School

📚 Pre-K – 12 K-12
👥
393 Students
👨‍🏫
12.0:1 Class Size
💰
$13,975 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How do home values compare in Mount Hermon, LA?

In Mount Hermon, LA the median home value sits at $187K. Against the broader LA market, that reads as reasonable for most investors.

What approach is best for Mount Hermon, LA real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Mount Hermon, LA. The numbers - $187K homes against $783/mo rents - support that play.

Can I live-in-and-rent in Mount Hermon, LA?

House hacking in Mount Hermon, LA is a challenging. With home values around $187K and rents at $783/mo, owner-occupants can offset a meaningful share of PITI.

How does Mount Hermon, LA stack up for property investment?

Mount Hermon, LA posts an investability rating of 2.0/5, with median home values near $187K and average rents around $783/mo. That combination puts it in the significant tier for investor interest.

What is it like being a landlord in Mount Hermon, LA?

LA law landlord-friendly for landlords, and Mount Hermon inherits those rules. Investors should still review local ordinances for rental licensing.

You know 70450 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 70450 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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