Real Estate Investing in Lumberton, Mississippi (39455)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lamar County • Population: 9,030 • Data updated: September 2026

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Should you buy in 39455 (Lumberton, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 23.3% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lumberton, MS (39455)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $111,172
Avg Monthly Rent $927
1% Rule ✗ Does Not Meet
Median Income $53,568
% Renters 16.4%

Market Analysis: 39455 Lumberton

Investors eyeing 39455 need to respect the fundamentals at play. Home values of $111K come alongside slower price movement and elevated management overhead.

The 39455 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader MS picture, 39455 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

A substantial renter share of 16% in 39455 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Lumberton's stable or hybrid ZIPs before stepping into 39455. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lumberton:

B Good
Buy Confidence Score: 73/100
Affordability
25/25
Appreciation
14/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.1× the median income
Value Trend
Declining (-0.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $927/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Hattiesburg, MS Metro Area
More inventory, negotiating room for buyers
75 days
Average time to sell
Slow
8.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Hattiesburg, MS metro data
🏠

Property Strategy for 39455

Which property type performs best in this market?

Best for Cash Flow
3BR
4.5% cap rate
Best for Appreciation
3BR
+7.2% 5yr CAGR
Best Overall Value
5BR
$20,906/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $213,063 $1,320 4.5% +7.2% $71,021
5BR $104,532 +5.8% $20,906

Market Trends

Home Value History (with trend line)

$159K$135K$112K$88K$64K$41KJan 2012May 2019Jul 2026

📊 How Does 39455 Compare?

Metric 39455 Lumberton Hattiesburg, MS Mississippi
Home Value $111,172 $111,172 N/A $186,446
5-Year CAGR 1.6% 1.6% N/A 4.0%
Avg Rent $927 $927 N/A -
Cap Rate 6.5% 6.5% - -
💡 Why Invest in 39455? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39455 (Lumberton, MS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.5%
Good
5yr Growth
+1.6%
Slow

📉 Market Crash Risk Index

Based on Hattiesburg, MS metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
64%
Days Pending
2/2
75 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $111,172
Monthly Rent $927
Price-to-Rent 10.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.0%
Cap Rate 6.5%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year -0.4% ▼
3-Year CAGR +2.2% ▲
5-Year CAGR +1.6% ▲
10-Year CAGR +3.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.5%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.5%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
23.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.6%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 39455

Population: 9,030

💰 Median Household Income
$53,568
This area
$53,568
State
$48,827
USA
$74,580
🏠 Renter Occupied
16.4%
This area
16.4%
State
27.7%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-17.6%
USA
3.7%
🎓 College Educated
11.8%
This area
11.8%
State
-11.7%
USA
33.7%
👤 Median Age
44.2 years
This area
44.2 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
23.3%
This area
23.3%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 82.0%
Black/African American 14.8%
Other/Mixed 2.9%
Asian 0.3%
Hispanic/Latino 0.1%
👶 Under 18
22.5%
This area
22.5%
USA
22.0%
👴 65 and Over
19.9%
This area
19.9%
USA
17.3%
📊 Poverty Rate
11.4%
This area
11.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 39455

B Avg School Grade
3 Schools
9.0:1 Avg Class Size
$10,656 Avg Per Pupil

Schools in This ZIP Code

B Good

BAXTERVILLE SCHOOL

📚 Pre-K – 08 School
👥
246 Students
👨‍🏫
8.5:1 Class Size
💰
$10,656 Per Student
B Good

LUMBERTON ELEMENTARY

📚 Pre-K – 06 School
👥
286 Students
👨‍🏫
10.0:1 Class Size
💰
$10,656 Per Student
B Good

LUMBERTON HIGH SCHOOL

📚 07 – 12 High School
👥
277 Students
👨‍🏫
8.7:1 Class Size
💰
$10,656 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1,073 Off-Campus Students
C
Pearl River Community College
5,620 students · 12.3 mi

Investor Insight: With 1,073 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much rent can I charge in Lumberton, MS?

Investors in Lumberton, MS typically see rents near $927/mo per month against $111K home values - a solid setup for rental cash flow.

Is the tenant base reliable in Lumberton, MS?

Working renters make up the core of the Lumberton, MS tenant base. The pool is reasonable for investors targeting long-term holds.

How strong is Lumberton, MS for real estate investors?

Yes - Lumberton, MS a 3.0/5 investability score. With $111K home prices against $927/mo monthly rent, the market delivers a reasonable entry point for new investors.

Are there empty rentals in Lumberton, MS?

Expect elevated vacancy in Lumberton, MS. Rents at $927/mo are absorbed by the tenant base without meaningful lag.

Does house hacking work in Lumberton, MS?

The house hack math a challenging in Lumberton, MS. Owner-occupant buyers benefit from the $927/mo rents and $111K home values.

You know 39455 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 39455 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 39455 ranks in Hattiesburg, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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