Real Estate Investing in Wiggins, Mississippi (39577)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Stone County • Population: 10,488 • Data updated: September 2026

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Should you buy in 39577 (Wiggins, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 12.0% of homes vacant — above national norms.
  • Elevated poverty: 23.9% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Wiggins, MS (39577)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $180,863
Avg Monthly Rent $927
1% Rule ✗ Does Not Meet
Median Income $44,329
% Renters 31.5%

Market Analysis: 39577 Wiggins

Not every below-median market is a bargain. Wiggins's 39577 ZIP shows signals that favor experienced operators who can absorb the risk $181K pricing implies.

Distressed markets are won on execution, not on spreadsheets. ZIP 39577 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in Wiggins have seen price recovery that 39577 has not matched. Stone County data supports the view that the spread is structural rather than temporary.

Who lives in 39577 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 39577 is an operator game, not a passive one. On the rental side, entry prices of $181K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wiggins:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+9.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $927/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Gulfport-Biloxi, MS Metro Area
More inventory, negotiating room for buyers
78 days
Average time to sell
Slow
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Gulfport-Biloxi, MS metro data
🏠

Property Strategy for 39577

Which property type performs best in this market?

Best for Cash Flow
3BR
5.0% cap rate
Best for Appreciation
4BR
+8.2% 5yr CAGR
Best Overall Value
3BR
$63,912/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $191,736 $1,320 5.0% +7.7% $63,912
4BR $281,970 $1,420 3.6% +8.2% $70,493

Market Trends

Home Value History (with trend line)

$187K$169K$152K$134K$116K$99KJan 2012May 2019Jul 2026

📊 How Does 39577 Compare?

Metric 39577 Wiggins Gulfport-Biloxi, MS Mississippi
Home Value $180,863 $180,863 N/A $186,446
5-Year CAGR 3.8% 3.8% N/A 4.0%
Avg Rent $927 $927 N/A -
Cap Rate 4.0% 4.0% - -
💡 Why Invest in 39577? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39577 (Wiggins, MS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.0%
Fair
5yr Growth
+3.8%
Moderate

📊 Market Snapshot

Home Value $180,863
Monthly Rent $927
Price-to-Rent 16.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.0%
5-Year IRR 7.8%

📈 Home Appreciation

1-Year +9.0% ▲
3-Year CAGR +4.4% ▲
5-Year CAGR +3.8% ▲
10-Year CAGR +4.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 39577

Population: 10,488

💰 Median Household Income
$44,329
This area
$44,329
State
$48,827
USA
$74,580
🏠 Renter Occupied
31.5%
This area
31.5%
State
27.7%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-17.6%
USA
3.7%
🎓 College Educated
11.7%
This area
11.7%
State
-11.7%
USA
33.7%
👤 Median Age
37.2 years
This area
37.2 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
12.0%
This area
12.0%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 72.2%
Black/African American 22.6%
Other/Mixed 5.2%
Hispanic/Latino 0.8%
👶 Under 18
22.6%
This area
22.6%
USA
22.0%
👴 65 and Over
16.8%
This area
16.8%
USA
17.3%
📊 Poverty Rate
23.9%
This area
23.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 39577

C+ Avg School Grade
4 Schools
14.2:1 Avg Class Size
$10,878 Avg Per Pupil

Schools in This ZIP Code

B Good

STONE HIGH SCHOOL

📚 09 – 12 High School
👥
722 Students
👨‍🏫
13.4:1 Class Size
💰
$10,878 Per Student
B Good

STONE MIDDLE SCHOOL

📚 06 – 08 Middle
👥
570 Students
👨‍🏫
13.6:1 Class Size
💰
$10,878 Per Student
B Good

STONE ELEMENTARY SCHOOL

📚 K – 05 Elementary
👥
702 Students
👨‍🏫
15.7:1 Class Size
💰
$10,878 Per Student
C Below Average

CAREER TECHNICAL EDUCATION-SHS

📚 09 – 12 High School Limited Data
💰
$10,878 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1,877 Off-Campus Students
C+
Mississippi Gulf Coast Community College
8,091 students · 9.2 mi

Investor Insight: With 1,877 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What real estate strategy is ideal for Wiggins, MS?

Wiggins, MS investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($181K prices, $927/mo rents) make it a reasonable choice.

What kind of market is Wiggins, MS for investors?

Investors tracking Wiggins, MS will find a 3.0/5 rating supported by $181K median home values and $927/mo rents. That profile suits long-term holders targeting predictable returns.

How much should I expect to pay for a home in Wiggins, MS?

Expect median prices around $181K in Wiggins, MS. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.

Can I house hack in Wiggins, MS?

Wiggins, MS is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $181K price point reasonable to enter.

Is rental property easy to operate in Wiggins, MS?

Landlord-friendliness in Wiggins, MS is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

You know 39577 now. You don’t know where it ranks.

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How 39577 ranks in Gulfport-Biloxi, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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