Real Estate Investing in Jackson, Mississippi (39212)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hinds County • Population: 26,899 • Data updated: September 2026

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Should you buy in 39212 (Jackson, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 15.0% of homes vacant — above national norms.
  • Declining values: -1.6% 5-year CAGR — values have moved lower.

What’s happening in Jackson, MS (39212)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $92,753
Avg Monthly Rent $1,211
1% Rule ✓ Meets
Median Income $55,342
% Renters 36.2%

Market Analysis: 39212 Jackson

ZIP 39212 inside Jackson, MS leans into a value-add thesis. Home values near $93K sit below the state median, and rents of $1,211/mo leave room for forced-equity plays.

In 39212, the deal is made on the buy and on the capex. robust entry prices of $93K leave room in the budget for light-to-medium renovation, with rent lift to match.

Across MS, value-add opportunity tends to concentrate where housing stock is older and entry prices are below the state median. ZIP 39212 reflects both traits clearly.

A renter-heavy, wage-earner demographic anchors 39212. Value-add players rely on that mix — the 36% share is both the tenant source and the buyer pool for future owner-occupied exits.

The strategy in 39212 is forced equity, not market equity. In practical terms, entry prices are accommodating at $93K, the returns sit in the renovation budget, not the holding period.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jackson:

C+ Average
Buy Confidence Score: 66/100
Affordability
25/25
Appreciation
5/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.7× the median income
Value Trend
Rising (+3.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,211/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Jackson, MS Metro Area
Even conditions for buyers and sellers
53 days
Average time to sell
Average
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jackson, MS metro data
🏠

Property Strategy for 39212

Which property type performs best in this market?

Best for Cash Flow
2BR
27.3% cap rate
Best for Appreciation
4BR
+4.6% 5yr CAGR
Best Overall Value
2BR
$17,783/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $35,566 $1,350 27.3% +2.8% $17,783
3BR $89,466 $1,620 13.0% +3.4% $29,822
4BR $132,217 $1,790 9.7% +4.6% $33,054
5BR $212,269 $42,454

Market Trends

Home Value History (with trend line)

$122K$104K$87K$69K$52K$34KOct 2008Sep 2017Jul 2026

Rent History (with trend line)

$1,278$1,197$1,116$1,035$954$873Jun 2022Jul 2024Jul 2026

📊 How Does 39212 Compare?

Metric 39212 Jackson Jackson, MS Mississippi
Home Value $92,753 $33,237 N/A $186,446
5-Year CAGR N/A 0.3% N/A 4.0%
Avg Rent $1,211 $1,158 N/A -
Cap Rate 10.2% 11.8% - -
💡 Why Invest in 39212? Click to expand

This ZIP code meets the 1% rule with rent at $1,211/mo on homes averaging $92,753 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

A healthy rental market with 36% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39212 (Jackson, MS). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
10.2%
Excellent
5yr Growth
-1.6%
Declining

📉 Market Crash Risk Index

Based on Jackson, MS metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
62%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $92,753
Monthly Rent $1,211
Price-to-Rent 6.4:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 15.7%
Cap Rate 10.2%
5-Year IRR 8.6%

📈 Home Appreciation

1-Year +3.4% ▲
3-Year CAGR -1.6% ▼
5-Year CAGR -1.6% ▼
10-Year CAGR +3.7% ▲

🏠 Rent Trends

1-Year -4.0% ▼
3-Year CAGR +6.4% ▲
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 10.2%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (10.2%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-1.6%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 39212

Population: 26,899

💰 Median Household Income
$55,342
This area
$55,342
State
$48,827
USA
$74,580
🏠 Renter Occupied
36.2%
This area
36.2%
State
27.7%
USA
34.0%
💼 Unemployment Rate
6.4%
This area
6.4%
State
-17.6%
USA
3.7%
🎓 College Educated
23.9%
This area
23.9%
State
-11.7%
USA
33.7%
👤 Median Age
34.6 years
This area
34.6 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
15.0%
This area
15.0%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
Black/African American 87.7%
White 9.7%
Other/Mixed 2.6%
Hispanic/Latino 1.1%
👶 Under 18
29.0%
This area
29.0%
USA
22.0%
👴 65 and Over
10.2%
This area
10.2%
USA
17.3%
📊 Poverty Rate
13.4%
This area
13.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 39212

A Avg School Grade
9 Schools
12.7:1 Avg Class Size
$14,275 Avg Per Pupil

Schools in This ZIP Code

A Very Good

CARDOZO MIDDLE SCHOOL

📚 06 – 08 Middle
👥
573 Students
👨‍🏫
11.3:1 Class Size
💰
$14,275 Per Student
A Very Good

WHITTEN MIDDLE SCHOOL

📚 06 – 08 Middle
👥
301 Students
👨‍🏫
10.2:1 Class Size
💰
$14,275 Per Student
A Very Good

PEEPLES MIDDLE SCHOOL

📚 06 – 08 Middle
👥
273 Students
👨‍🏫
10.0:1 Class Size
💰
$14,275 Per Student
A Very Good

BATES ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
434 Students
👨‍🏫
14.8:1 Class Size
💰
$14,275 Per Student
A Very Good

OAK FOREST ELEMENTARY SCHOOL

📚 K – 05 Elementary
👥
305 Students
👨‍🏫
14.7:1 Class Size
💰
$14,275 Per Student
A Very Good

SYKES ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
320 Students
👨‍🏫
13.8:1 Class Size
💰
$14,275 Per Student
A Very Good

MARSHALL ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
176 Students
👨‍🏫
11.0:1 Class Size
💰
$14,275 Per Student
B+ Above Average

FOREST HILL HIGH SCHOOL

📚 09 – 12 High School
👥
942 Students
👨‍🏫
14.9:1 Class Size
💰
$14,275 Per Student
B+ Above Average

SHIRLEY ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
280 Students
👨‍🏫
14.0:1 Class Size
💰
$14,275 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 636 Off-Campus Students
C+
Traxlers School of Hair
110 students · 1.9 mi
C
Jackson State University
6,564 students · 5.0 mi
D
Strayer University-Mississippi
422 students · 6.0 mi
C
Mississippi Institute of Aesthetics Nails & Cosmetology
77 students · 7.3 mi
C+
Millsaps College
626 students · 7.4 mi
C+
Belhaven University
3,616 students · 7.6 mi
C+
Mississippi College
4,087 students · 7.7 mi
C
Academy of Hair Design-Pearl
48 students · 9.0 mi

Investor Insight: With 636 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What does house hacking look like in Jackson, MS?

For house hackers, Jackson, MS is an attractive. The $1,211/mo rent on a unit helps defray the mortgage on a $93K property.

What monthly rent should investors expect in Jackson, MS?

Average rent in Jackson, MS is approximately $1,211/mo per month. Against $93K home values that yields a reasonable rent-to-price ratio.

Can you recycle capital via BRRRR in Jackson, MS?

Yes - BRRRR is a strong in Jackson, MS. The $93K home values and $1,211/mo rents anchor the refinance math.

What is the investability score for Jackson, MS?

Jackson, MS sits at an investability rating of 4.0/5, with median home values near $93K and average rents around $1,211/mo. That combination puts it in the healthy tier for investor interest.

Can you find 1% rule deals in Jackson, MS?

With $1,211/mo rents against $93K home prices, Jackson, MS produces a 1.31% ratio. That is reasonable proximity to the 1% threshold.

You know 39212 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 39212 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 39212 ranks in Jackson, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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