Real Estate Investing in Crossville, Tennessee (38572)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 38572 (Crossville, TN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 17.2% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 29.0 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Crossville, TN (38572)?
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Market Analysis: 38572 Crossville
Investors eyeing 38572 need to respect the fundamentals at play. Home values of $291K come alongside slower price movement and elevated management overhead.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $291K asset, 38572 is the wrong submarket. If the plan prices in friction, the yield can still work.
Nearby ZIPs in Crossville have seen price recovery that 38572 has not matched. Cumberland County data supports the view that the spread is structural rather than temporary.
Stepping back, 12,030 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 38572 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Crossville:
Property Strategy for 38572
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $283,106 | $930 | 2.4% | +12.3% | $141,553 |
| 3BR | $329,512 | $1,270 | 2.8% | +12.4% | $109,837 |
Market Trends
Home Value History (with trend line)
📊 How Does 38572 Compare?
| Metric | 38572 | Crossville | Crossville, TN | Tennessee |
|---|---|---|---|---|
| Home Value | $291,165 | $316,724 | N/A | $327,001 |
| 5-Year CAGR | 7.6% | 6.8% | N/A | 7.7% |
| Avg Rent | $837 | $1,224 | N/A | - |
| Cap Rate | 2.2% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 38572 (Crossville, TN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $291,165 |
| Monthly Rent | $837 |
| Price-to-Rent | 29.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.5% |
| Cap Rate | 2.2% |
| 5-Year IRR | 9.8% |
📈 Home Appreciation
| 1-Year | +4.7% ▲ |
| 3-Year CAGR | +4.4% ▲ |
| 5-Year CAGR | +7.6% ▲ |
| 10-Year CAGR | +9.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 38572
Population: 12,030
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 38572
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 504 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is real estate in Crossville, TN a good investment right now?
Crossville, TN rates 3.0/5 for investability. With median values at $291K and rents near $837/mo, the market offers reasonable fundamentals for rental investors.
How much does a house cost in Crossville, TN?
In Crossville, TN the median home value sits at $291K. Against the broader TN market, that reads as reasonable for most investors.
How much rent can I charge in Crossville, TN?
Rents in Crossville, TN run near $837/mo. Compared with median home prices of $291K that produces solid gross yields for typical rentals.
Do rentals sit vacant long in Crossville, TN?
Expect elevated vacancy in Crossville, TN. Rents at $837/mo are absorbed by the tenant base without meaningful lag.
How should investors approach Crossville, TN?
Most investors in Crossville, TN run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
You know 38572 now. You don’t know where it ranks.
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How 38572 ranks in Crossville, TN
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