Real Estate Investing in Crossville, Tennessee (38558)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 38558 (Crossville, TN)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.9% of homes vacant — above national norms.
What’s happening in Crossville, TN (38558)?
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Market Analysis: 38558 Crossville
The 38558 ZIP in Crossville, TN is a local-operator market. Outside capital chasing a $370K entry has to pair deep knowledge with the discount.
For an experienced owner, 38558 can be a an appealing option for hunting ground — but the discount at $370K reflects genuine risk that outside investors often underestimate.
In the broader TN picture, 38558 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The 38558 ZIP's population of 9,270 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
Experienced landlords with local relationships tend to find 38558 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Crossville:
Property Strategy for 38558
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $267,736 | $1,410 | 3.8% | +10.4% | $133,868 |
| 3BR | $419,426 | $1,950 | 3.3% | +10.1% | $139,809 |
| 4BR | $611,896 | $1,990 | 2.3% | +9.5% | $152,974 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 38558 Compare?
| Metric | 38558 | Crossville | Crossville, TN | Tennessee |
|---|---|---|---|---|
| Home Value | $369,906 | $316,724 | N/A | $327,001 |
| 5-Year CAGR | 5.3% | 6.8% | N/A | 7.7% |
| Avg Rent | $1,908 | $1,224 | N/A | - |
| Cap Rate | 4.0% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 38558 (Crossville, TN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $369,906 |
| Monthly Rent | $1,908 |
| Price-to-Rent | 16.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.2% |
| Cap Rate | 4.0% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | -2.5% ▼ |
| 3-Year CAGR | +0.6% ▲ |
| 5-Year CAGR | +5.3% ▲ |
| 10-Year CAGR | +7.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 38558
Population: 9,270
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 504 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are rents high in Crossville, TN?
Rental rates in Crossville, TN average $1,908/mo. Tenant demand and $370K home values make the yield look reasonable by investor standards.
What does house hacking look like in Crossville, TN?
House hacking in Crossville, TN is reasonable to execute. Prices around $370K and rents of $1,908/mo solid owner-occupant economics.
What is the typical home price in Crossville, TN?
Median home price in Crossville, TN is near $370K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.
How do landlord-tenant laws work in Crossville, TN?
The landlord environment in Crossville, TN is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
How strong is the working-renter base in Crossville, TN?
Tenant quality in Crossville, TN ranks as solid. Landlords generally report consistent occupancy at market rents of $1,908/mo.
You know 38558 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 38558 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 38558 ranks in Crossville, TN
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