Real Estate Investing in Deer Lodge, Tennessee (37726)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 37726 (Deer Lodge, TN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 18.2% of homes vacant — above national norms.
- Elevated poverty: 27.7% poverty rate — can affect rent collection.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Deer Lodge, TN (37726)?
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Market Analysis: 37726 Deer Lodge
Not every below-median market is a bargain. Deer Lodge's 37726 ZIP shows signals that favor experienced operators who can absorb the risk $211K pricing implies.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 37726 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
ZIP 37726's metrics run below Morgan County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Who lives in 37726 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategy in 37726 is an operator game, not a passive one. Turning to rents, entry prices of $211K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Deer Lodge:
Market Trends
Home Value History (with trend line)
📊 How Does 37726 Compare?
| Metric | 37726 | Deer Lodge | Knoxville, TN | Tennessee |
|---|---|---|---|---|
| Home Value | $211,075 | $211,075 | N/A | $327,001 |
| 5-Year CAGR | 3.6% | 3.6% | N/A | 7.7% |
| Avg Rent | $927 | $927 | N/A | - |
| Cap Rate | 3.4% | 3.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 37726 (Deer Lodge, TN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $211,075 |
| Monthly Rent | $927 |
| Price-to-Rent | 19.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.3% |
| Cap Rate | 3.4% |
| 5-Year IRR | 7.0% |
📈 Home Appreciation
| 1-Year | -0.3% ▼ |
| 3-Year CAGR | +1.3% ▲ |
| 5-Year CAGR | +3.6% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 37726
Population: 2,313
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Which investment style suits Deer Lodge, TN?
A careful cash-flow rentals with hands-on management strategy Deer Lodge, TN best. The market produces steady results for that approach at the $211K price point.
What kind of tenants rent in Deer Lodge, TN?
Tenant quality in Deer Lodge, TN ranks as solid. Landlords generally report predictable occupancy at market rents of $927/mo.
How strong are rents in Deer Lodge, TN?
Investors in Deer Lodge, TN typically see rents near $927/mo per month against $211K home values - a solid setup for rental cash flow.
Is rental property easy to operate in Deer Lodge, TN?
Landlord-friendliness in Deer Lodge, TN is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What kind of market is Deer Lodge, TN for investors?
Our data puts Deer Lodge, TN at 3.0/5 for investability. Home prices of $211K and rents around $927/mo create a solid backdrop for investor activity.
You know 37726 now. You don’t know where it ranks.
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How 37726 ranks in Knoxville, TN
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