Real Estate Investing in Sunbright, Tennessee (37872)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Morgan County • Population: 2,096 • Data updated: September 2026

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Should you buy in 37872 (Sunbright, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 26.6% of homes vacant — above national norms.
  • Elevated poverty: 28.5% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Sunbright, TN (37872)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $210,144
Avg Monthly Rent $999
1% Rule ✗ Does Not Meet
Median Income $46,618
% Renters 17.7%

Market Analysis: 37872 Sunbright

Investors eyeing 37872 need to respect the fundamentals at play. Home values of $210K come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $210K asset, 37872 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 37872 among TN's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 37872 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Sunbright's stable or hybrid ZIPs before stepping into 37872. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sunbright:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+7.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $999/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Knoxville, TN Metro Area
More inventory, negotiating room for buyers
54 days
Average time to sell
Average
11.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Knoxville, TN metro data

Market Trends

Home Value History (with trend line)

$230K$198K$166K$134K$102K$70KJul 2006Jul 2016Jul 2026

📊 How Does 37872 Compare?

Metric 37872 Sunbright Knoxville, TN Tennessee
Home Value $210,144 $210,144 N/A $327,001
5-Year CAGR 4.5% 4.5% N/A 7.7%
Avg Rent $999 $999 N/A -
Cap Rate 3.7% 3.7% - -
💡 Why Invest in 37872? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37872 (Sunbright, TN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+4.5%
Moderate

📉 Market Crash Risk Index

Based on Knoxville, TN metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
59%
Days Pending
1/2
54 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $210,144
Monthly Rent $999
Price-to-Rent 17.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +7.5% ▲
3-Year CAGR +3.2% ▲
5-Year CAGR +4.5% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
26.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.5%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 37872

Population: 2,096

💰 Median Household Income
$46,618
This area
$46,618
State
$60,881
USA
$74,580
🏠 Renter Occupied
17.7%
This area
17.7%
State
25.6%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-22.2%
USA
3.7%
🎓 College Educated
4.5%
This area
4.5%
State
-6.3%
USA
33.7%
👤 Median Age
43.9 years
This area
43.9 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
26.6%
This area
26.6%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 98.1%
Other/Mixed 1.9%
👶 Under 18
27.0%
This area
27.0%
USA
22.0%
👴 65 and Over
17.4%
This area
17.4%
USA
17.3%
📊 Poverty Rate
28.5%
This area
28.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 37872

B Avg School Grade
1 Schools
16.7:1 Avg Class Size
$11,906 Avg Per Pupil

Schools in This ZIP Code

B Good

Sunbright School

📚 Pre-K – 12 K-12
👥
500 Students
👨‍🏫
16.7:1 Class Size
💰
$11,906 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 358 Off-Campus Students
B
Tennessee College of Applied Technology-Oneida-Huntsville
462 students · 12.9 mi

Frequently Asked Questions

Is Sunbright, TN a good market for buy-and-hold investors?

Investors tracking Sunbright, TN will find a 3.0/5 rating supported by $210K median home values and $999/mo rents. That profile suits long-term holders targeting consistent returns.

What kind of tenants rent in Sunbright, TN?

Tenant quality in Sunbright, TN ranks as solid. Landlords generally report consistent occupancy at market rents of $999/mo.

What do landlords charge for rent in Sunbright, TN?

Rent in Sunbright, TN is around $999/mo. The resulting rent-to-value relationship with $210K pricing is reasonable for most investor models.

How should investors approach Sunbright, TN?

In Sunbright, TN the durable play is typically careful cash-flow rentals with hands-on management. The combination of $210K prices and $999/mo rents suits that approach.

Can I house hack in Sunbright, TN?

Sunbright, TN is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $210K price point reasonable to enter.

You know 37872 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 37872 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 37872 ranks in Knoxville, TN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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