Real Estate Investing in Humboldt, Tennessee (38343)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 38343 (Humboldt, TN)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.9% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Humboldt, TN (38343)?
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Market Analysis: 38343 Humboldt
The 38343 ZIP in Humboldt, TN is a local-operator market. Outside capital chasing a $186K entry has to pair deep knowledge with the discount.
For an experienced owner, 38343 can be a worth a close look for hunting ground — but the discount at $186K reflects genuine risk that outside investors often underestimate.
ZIP 38343's metrics run below Gibson County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 38343 includes headwinds that any investor should price in. Income distribution skews lower than Humboldt averages, and tenant stability requires active management.
The right play in 38343 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Humboldt:
Market Trends
Home Value History (with trend line)
📊 How Does 38343 Compare?
| Metric | 38343 | Humboldt | Jackson, TN | Tennessee |
|---|---|---|---|---|
| Home Value | $185,635 | $185,635 | N/A | $327,001 |
| 5-Year CAGR | 5.7% | 5.7% | N/A | 7.7% |
| Avg Rent | $1,008 | $1,008 | N/A | - |
| Cap Rate | 4.2% | 4.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 38343 (Humboldt, TN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $185,635 |
| Monthly Rent | $1,008 |
| Price-to-Rent | 15.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.5% |
| Cap Rate | 4.2% |
| 5-Year IRR | 10.0% |
📈 Home Appreciation
| 1-Year | +4.9% ▲ |
| 3-Year CAGR | +2.9% ▲ |
| 5-Year CAGR | +5.7% ▲ |
| 10-Year CAGR | +7.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 38343
Population: 15,672
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 38343
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How much is rent in Humboldt, TN?
Humboldt, TN rentals go for roughly $1,008/mo a month. That puts gross yield in solid territory relative to $186K acquisition costs.
What are vacancy rates like in Humboldt, TN?
Humboldt, TN sees elevated vacancy, which is reasonable relative to the broader TN rental market.
Is Humboldt in TN worth investing in?
Investors tracking Humboldt, TN will find a 3.0/5 rating supported by $186K median home values and $1,008/mo rents. That profile suits long-term holders targeting measured returns.
Is Humboldt, TN good for landlords?
For rental operators, Humboldt, TN rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
How deep is the rental pool in Humboldt, TN?
Expect a solid tenant pool in Humboldt, TN. The rental market absorbs $1,008/mo rents without meaningful friction.
You know 38343 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 38343 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 38343 ranks in Jackson, TN
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