Real Estate Investing in Bradford, Tennessee (38316)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 38316 (Bradford, TN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.1% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bradford, TN (38316)?
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Market Analysis: 38316 Bradford
ZIP 38316 inside Gibson County looks affordable on the surface — median value of $176K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed markets are won on execution, not on spreadsheets. ZIP 38316 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Statewide comparisons place 38316 among TN's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Who lives in 38316 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Bradford:
Market Trends
Home Value History (with trend line)
📊 How Does 38316 Compare?
| Metric | 38316 | Bradford | Jackson, TN | Tennessee |
|---|---|---|---|---|
| Home Value | $175,727 | $175,727 | N/A | $327,001 |
| 5-Year CAGR | 6.9% | 6.9% | N/A | 7.7% |
| Avg Rent | $837 | $837 | N/A | - |
| Cap Rate | 3.7% | 3.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 38316 (Bradford, TN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $175,727 |
| Monthly Rent | $837 |
| Price-to-Rent | 17.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.7% |
| Cap Rate | 3.7% |
| 5-Year IRR | 10.6% |
📈 Home Appreciation
| 1-Year | +7.3% ▲ |
| 3-Year CAGR | +6.3% ▲ |
| 5-Year CAGR | +6.9% ▲ |
| 10-Year CAGR | +7.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 38316
Population: 3,127
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 38316
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How strong are rents in Bradford, TN?
Investors in Bradford, TN typically see rents near $837/mo per month against $176K home values - a solid setup for rental cash flow.
How qualified is the tenant pool in Bradford, TN?
Expect a solid tenant pool in Bradford, TN. The rental market absorbs $837/mo rents without meaningful friction.
Is house hacking profitable in Bradford, TN?
House hacking in Bradford, TN is reasonable to execute. Prices around $176K and rents of $837/mo solid owner-occupant economics.
What is it like being a landlord in Bradford, TN?
TN ranks as a landlord-friendly state for landlord-tenant law. Bradford generally follows the statewide framework, so landlords face reasonable operating rules.
Are homes affordable in Bradford, TN?
Bradford, TN home values average about $176K. That price point suits investors targeting rentals with $837/mo in monthly income.
You know 38316 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 38316 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 38316 ranks in Jackson, TN
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