Real Estate Investing in Jackson, Tennessee (38313)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 38313 (Jackson, TN)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Jackson, TN (38313)?
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Market Analysis: 38313 Jackson
ZIP 38313 inside Madison County looks affordable on the surface — median value of $223K — but the discount exists for reasons that a careful buyer should understand before committing.
The investment case in 38313 is substantial only for operators who understand what they are buying. A $223K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Regionally, 38313 sits on the difficult end of the TN spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.
Resident income in 38313 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Experienced landlords with local relationships tend to find 38313 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Jackson:
Market Trends
Home Value History (with trend line)
📊 How Does 38313 Compare?
| Metric | 38313 | Jackson | Jackson, TN | Tennessee |
|---|---|---|---|---|
| Home Value | $222,923 | $106,880 | N/A | $327,001 |
| 5-Year CAGR | 5.0% | 4.3% | N/A | 7.7% |
| Avg Rent | $1,017 | $1,248 | N/A | - |
| Cap Rate | 3.6% | 4.9% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 38313 (Jackson, TN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $222,923 |
| Monthly Rent | $1,017 |
| Price-to-Rent | 18.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +6.0% ▲ |
| 3-Year CAGR | +2.8% ▲ |
| 5-Year CAGR | +5.0% ▲ |
| 10-Year CAGR | +6.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 38313
Population: 3,611
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 1,206 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How strong is tenant demand in Jackson, TN?
Jackson, TN draws a even-keeled base of working renters. Demand at the $1,017/mo rent level is reasonable for standard single-family and small multi rentals.
How do experienced investors play Jackson, TN?
The best-fit strategy in Jackson, TN is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
How tight is the rental market in Jackson, TN?
Jackson, TN carries elevated vacancy risk. Expect measured absorption at market rents of $1,017/mo.
How strict are landlord regulations in Jackson, TN?
Rental owners in Jackson, TN deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
How do home values compare in Jackson, TN?
Homes in Jackson, TN typically sell near $223K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.
You know 38313 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 38313 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 38313 ranks in Jackson, TN
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