Real Estate Investing in Huron, Tennessee (38345)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Henderson County • Population: 1,442 • Data updated: September 2026

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Should you buy in 38345 (Huron, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 36.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Huron, TN (38345)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $234,739
Avg Monthly Rent $1,008
1% Rule ✗ Does Not Meet
Median Income $53,438
% Renters 26.4%

Market Analysis: 38345 Huron

ZIP 38345 inside Henderson County looks affordable on the surface — median value of $235K — but the discount exists for reasons that a careful buyer should understand before committing.

The 38345 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader TN picture, 38345 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 38345 ZIP's population of 1,442 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Huron:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+12.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,008/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$247K$212K$177K$142K$107K$72KJul 2006Jul 2016Jul 2026

📊 How Does 38345 Compare?

Metric 38345 Huron Tennessee
Home Value $234,739 $234,739 $327,001
5-Year CAGR 9.0% 9.0% 7.7%
Avg Rent $1,008 $1,008 -
Cap Rate 3.4% 3.4% -
💡 Why Invest in 38345? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 38345 (Huron, TN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+9.0%
Strong

📊 Market Snapshot

Home Value $234,739
Monthly Rent $1,008
Price-to-Rent 19.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 12.4%

📈 Home Appreciation

1-Year +12.1% ▲
3-Year CAGR +9.4% ▲
5-Year CAGR +9.0% ▲
10-Year CAGR +9.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
36.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+9.0%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 38345

Population: 1,442

💰 Median Household Income
$53,438
This area
$53,438
State
$60,881
USA
$74,580
🏠 Renter Occupied
26.4%
This area
26.4%
State
25.6%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-22.2%
USA
3.7%
🎓 College Educated
11.3%
This area
11.3%
State
-6.3%
USA
33.7%
👤 Median Age
40.7 years
This area
40.7 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
36.1%
This area
36.1%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 97.3%
Other/Mixed 2.7%
👶 Under 18
20.6%
This area
20.6%
USA
22.0%
👴 65 and Over
15.4%
This area
15.4%
USA
17.3%
📊 Poverty Rate
18.4%
This area
18.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 38345

B Avg School Grade
1 Schools
15.3:1 Avg Class Size
$10,872 Avg Per Pupil

Schools in This ZIP Code

B Good

Westover Elementary

📚 Pre-K – 08 School
👥
567 Students
👨‍🏫
15.3:1 Class Size
💰
$10,872 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C
Elite College of Cosmetology
68 students · 7.4 mi
C+
Freed-Hardeman University
2,294 students · 12.6 mi

Frequently Asked Questions

What is the typical vacancy rate in Huron, TN?

Occupancy in Huron, TN runs consistent with elevated vacancy. Well-priced units at $1,008/mo lease on reasonable timelines.

Are landlord laws favorable in Huron, TN?

Rental owners in Huron, TN deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What are rental rates like in Huron, TN?

Rental rates in Huron, TN average $1,008/mo. Tenant demand and $235K home values make the yield look reasonable by investor standards.

What approach is best for Huron, TN real estate?

The best-fit strategy in Huron, TN is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Is Huron, TN a smart market for rental property?

With a 3.0/5 investability score, Huron, TN ranks as a solid market for rental property investors. Median prices of $235K and rents of $1,008/mo drive the underlying numbers.

You know 38345 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 38345 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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