Real Estate Investing in Seymour, Tennessee (37865)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sevier County • Population: 25,113 • Data updated: September 2026

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Should you buy in 37865 (Seymour, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.7% vacancy may signal weakening demand.

What’s happening in Seymour, TN (37865)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $376,612
Avg Monthly Rent $1,593
1% Rule ✗ Does Not Meet
Median Income $83,274
% Renters 16.5%

Market Analysis: 37865 Seymour

Not every below-median market is a bargain. Seymour's 37865 ZIP reports signals that favor experienced operators who can absorb the risk $377K pricing implies.

For an experienced owner, 37865 can be a a solid fit for hunting ground — but the discount at $377K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 37865 among TN's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The demographic picture in 37865 includes headwinds that any investor should price in. Income distribution skews lower than Seymour averages, and tenant stability requires active management.

Strategy in 37865 is an operator game, not a passive one. From an investor standpoint, entry prices of $377K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Seymour:

B Good
Buy Confidence Score: 75/100
Affordability
15/25
Appreciation
22/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+3.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,593/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Sevierville, TN Metro Area
More inventory, negotiating room for buyers
95 days
Average time to sell
Slow
10.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sevierville, TN metro data
🏠

Property Strategy for 37865

Which property type performs best in this market?

Best for Cash Flow
2BR
3.5% cap rate
Best for Appreciation
2BR
+10.5% 5yr CAGR
Best Overall Value
4BR
$119,706/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $292,316 $1,440 3.5% +10.5% $146,158
3BR $384,736 $1,870 3.5% +10.4% $128,245
4BR $478,826 $1,960 2.9% +10.0% $119,706

Market Trends

Home Value History (with trend line)

$398K$344K$290K$236K$182K$128KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,664$1,632$1,599$1,567$1,534$1,502Mar 2025Nov 2025Jul 2026

📊 How Does 37865 Compare?

Metric 37865 Seymour Sevierville, TN Tennessee
Home Value $376,612 $376,612 N/A $327,001
5-Year CAGR 5.9% 5.9% N/A 7.7%
Avg Rent $1,593 $1,593 N/A -
Cap Rate 3.3% 3.3% - -
💡 Why Invest in 37865? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37865 (Seymour, TN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+5.9%
Moderate

📉 Market Crash Risk Index

Based on Sevierville, TN metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
73%
Days Pending
2/2
95 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $376,612
Monthly Rent $1,593
Price-to-Rent 19.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +3.8% ▲
3-Year CAGR +2.9% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +7.9% ▲

🏠 Rent Trends

1-Year -1.3% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.7%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.9%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 37865

Population: 25,113

💰 Median Household Income
$83,274
This area
$83,274
State
$60,881
USA
$74,580
🏠 Renter Occupied
16.5%
This area
16.5%
State
25.6%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-22.2%
USA
3.7%
🎓 College Educated
22.8%
This area
22.8%
State
-6.3%
USA
33.7%
👤 Median Age
40.9 years
This area
40.9 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
8.7%
This area
8.7%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 95.5%
Other/Mixed 3.6%
Hispanic/Latino 0.8%
Asian 0.7%
Black/African American 0.2%
👶 Under 18
22.3%
This area
22.3%
USA
22.0%
👴 65 and Over
16.3%
This area
16.3%
USA
17.3%
📊 Poverty Rate
7.5%
This area
7.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 37865

B+ Avg School Grade
5 Schools
14.8:1 Avg Class Size
$14,148 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Seymour High School

📚 10 – 12 High School
👥
730 Students
👨‍🏫
12.4:1 Class Size
💰
$14,655 Per Student
A Very Good

Seymour Junior High

📚 07 – 09 High School
👥
722 Students
👨‍🏫
14.7:1 Class Size
💰
$14,655 Per Student
A Very Good

Seymour Primary

📚 K – 03 Elementary
👥
660 Students
👨‍🏫
14.4:1 Class Size
💰
$14,655 Per Student
B+ Above Average

Seymour Intermediate

📚 04 – 06 School
👥
548 Students
👨‍🏫
15.8:1 Class Size
💰
$14,655 Per Student
B Good

Prospect Elementary School

📚 K – 05 Elementary
👥
354 Students
👨‍🏫
16.7:1 Class Size
💰
$12,120 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 798 Off-Campus Students
C+
Johnson University
950 students · 6.3 mi
B+
The University of Tennessee-Knoxville
36,304 students · 12.7 mi
D
The University of Tennessee System Office
0 students · 13.1 mi
C
Maryville College
1,147 students · 14.2 mi
C+
Tennessee College of Applied Technology-Knoxville
1,206 students · 14.7 mi

Investor Insight: With 798 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much do tenants pay in Seymour, TN?

Rent in Seymour, TN is around $1,593/mo. The resulting rent-to-value relationship with $377K pricing is reasonable for most investor models.

How high is vacancy risk in Seymour, TN?

Seymour, TN carries elevated vacancy risk. Expect measured absorption at market rents of $1,593/mo.

Is Seymour in TN worth investing in?

Our data puts Seymour, TN at 3.0/5 for investability. Home prices of $377K and rents around $1,593/mo create a solid backdrop for investor activity.

How strong is tenant demand in Seymour, TN?

Seymour, TN draws a stable base of working renters. Demand at the $1,593/mo rent level is reasonable for standard single-family and small multi rentals.

What is the smart move for investors in Seymour, TN?

Most investors in Seymour, TN run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

You know 37865 now. You don’t know where it ranks.

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