Real Estate Investing in Rockford, Tennessee (37853)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Blount County • Population: 3,533 • Data updated: September 2026

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Should you buy in 37853 (Rockford, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (48/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 12.2% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 29.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rockford, TN (37853)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $344,490
Avg Monthly Rent $963
1% Rule ✗ Does Not Meet
Median Income $63,427
% Renters 30.3%

Market Analysis: 37853 Rockford

This part of Blount County is not an easy win. The 37853 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 37853 can be a a credible choice for hunting ground — but the discount at $344K reflects genuine risk that outside investors often underestimate.

In the broader TN picture, 37853 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Resident income in 37853 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. robust returns are possible in 37853, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rockford:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.4× the median income
Value Trend
Rising (+6.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $963/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Knoxville, TN Metro Area
More inventory, negotiating room for buyers
54 days
Average time to sell
Average
11.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Knoxville, TN metro data

Market Trends

Home Value History (with trend line)

$362K$311K$260K$209K$158K$107KJul 2006Jul 2016Jul 2026

📊 How Does 37853 Compare?

Metric 37853 Rockford Knoxville, TN Tennessee
Home Value $344,490 $344,490 N/A $327,001
5-Year CAGR 7.0% 7.0% N/A 7.7%
Avg Rent $963 $963 N/A -
Cap Rate 2.2% 2.2% - -
💡 Why Invest in 37853? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37853 (Rockford, TN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+7.0%
Strong

📉 Market Crash Risk Index

Based on Knoxville, TN metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
59%
Days Pending
1/2
54 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $344,490
Monthly Rent $963
Price-to-Rent 29.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +6.9% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR +7.0% ▲
10-Year CAGR +8.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.0%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 37853

Population: 3,533

💰 Median Household Income
$63,427
This area
$63,427
State
$60,881
USA
$74,580
🏠 Renter Occupied
30.3%
This area
30.3%
State
25.6%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-22.2%
USA
3.7%
🎓 College Educated
17.1%
This area
17.1%
State
-6.3%
USA
33.7%
👤 Median Age
43.9 years
This area
43.9 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
12.2%
This area
12.2%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 88.4%
Other/Mixed 7.2%
Black/African American 4.4%
Hispanic/Latino 3.7%
👶 Under 18
14.6%
This area
14.6%
USA
22.0%
👴 65 and Over
21.0%
This area
21.0%
USA
17.3%
📊 Poverty Rate
11.6%
This area
11.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 37853

B Avg School Grade
1 Schools
17.7:1 Avg Class Size
$12,120 Avg Per Pupil

Schools in This ZIP Code

B Good

Rockford Elementary

📚 Pre-K – 05 Elementary
👥
405 Students
👨‍🏫
17.7:1 Class Size
💰
$12,120 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 798 Off-Campus Students
C
Maryville College
1,147 students · 6.7 mi
B+
The University of Tennessee-Knoxville
36,304 students · 8.0 mi
C+
Tennessee College of Applied Technology-Knoxville
1,206 students · 8.8 mi
D
The University of Tennessee System Office
0 students · 8.9 mi
C
South College
8,234 students · 9.1 mi
D
Paul Mitchell the School-Knoxville
113 students · 10.2 mi
C
Tennessee School of Beauty of Knoxville Inc
337 students · 10.6 mi
C+
Johnson University
950 students · 11.2 mi

Investor Insight: With 798 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How expensive is real estate in Rockford, TN?

Homes in Rockford, TN typically sell near $344K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.

Is the tenant base reliable in Rockford, TN?

Rockford, TN offers a stable renter base at the $963/mo rent level. Tenant turnover is reasonable for well-managed properties.

What is the typical rental rate in Rockford, TN?

Expect rents around $963/mo per month in Rockford, TN. With home values at $344K, the yield math works out to reasonable levels for rental investors.

What approach is best for Rockford, TN real estate?

For Rockford, TN, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What kind of market is Rockford, TN for investors?

Rockford, TN rates 3.0/5 for investability. With median values at $344K and rents near $963/mo, the market offers reasonable fundamentals for rental investors.

You know 37853 now. You don’t know where it ranks.

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How 37853 ranks in Knoxville, TN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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