Real Estate Investing in Jellico, Tennessee (37762)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Campbell County • Population: 2,528 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 37762 (Jellico, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.5% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Jellico, TN (37762)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $126,258
Avg Monthly Rent $837
1% Rule ✗ Does Not Meet
Median Income $41,421
% Renters 45.7%

Market Analysis: 37762 Jellico

ZIP 37762 inside Campbell County looks affordable on the surface — median value of $126K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed markets are won on execution, not on spreadsheets. ZIP 37762 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Turning to rents, 37762 offers a low basis, the region around Jellico has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 37762 ZIP's population of 2,528 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.

Experienced landlords with local relationships tend to find 37762 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jellico:

B Good
Buy Confidence Score: 77/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Stable (+0.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $837/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Knoxville, TN Metro Area
More inventory, negotiating room for buyers
54 days
Average time to sell
Average
11.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Knoxville, TN metro data

Market Trends

Home Value History (with trend line)

$148K$126K$104K$82K$60K$38KJul 2006Jul 2016Jul 2026

📊 How Does 37762 Compare?

Metric 37762 Jellico Knoxville, TN Tennessee
Home Value $126,258 $126,258 N/A $327,001
5-Year CAGR 8.0% 8.0% N/A 7.7%
Avg Rent $837 $837 N/A -
Cap Rate 5.2% 5.2% - -
💡 Why Invest in 37762? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 46% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37762 (Jellico, TN). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 37762 (Jellico, TN)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
5.2%
Fair
5yr Growth
+8.0%
Strong

📉 Market Crash Risk Index

Based on Knoxville, TN metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
59%
Days Pending
1/2
54 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $126,258
Monthly Rent $837
Price-to-Rent 12.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.0%
Cap Rate 5.2%
5-Year IRR 13.2%

📈 Home Appreciation

1-Year +0.6% ▲
3-Year CAGR +4.8% ▲
5-Year CAGR +8.0% ▲
10-Year CAGR +8.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.0%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 37762

Population: 2,528

💰 Median Household Income
$41,421
This area
$41,421
State
$60,881
USA
$74,580
🏠 Renter Occupied
45.7%
This area
45.7%
State
25.6%
USA
34.0%
💼 Unemployment Rate
5.2%
This area
5.2%
State
-22.2%
USA
3.7%
🎓 College Educated
18.4%
This area
18.4%
State
-6.3%
USA
33.7%
👤 Median Age
52.3 years
This area
52.3 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
16.5%
This area
16.5%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 92.1%
Other/Mixed 5.2%
Black/African American 2.7%
Hispanic/Latino 0.4%
👶 Under 18
15.3%
This area
15.3%
USA
22.0%
👴 65 and Over
27.3%
This area
27.3%
USA
17.3%
📊 Poverty Rate
17.6%
This area
17.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 37762

B Avg School Grade
3 Schools
11.0:1 Avg Class Size
$11,283 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Jellico Elementary

📚 Pre-K – 08 School
👥
271 Students
👨‍🏫
9.5:1 Class Size
💰
$11,283 Per Student
B+ Above Average

Jellico High School

📚 09 – 12 High School
👥
297 Students
👨‍🏫
12.5:1 Class Size
💰
$11,283 Per Student
C Below Average

Jellico Learning Academy

📚 06 – 12 High School Limited Data
💰
$11,283 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C+
University of the Cumberlands
20,327 students · 11.3 mi

Frequently Asked Questions

How does Jellico, TN rate as a rental market?

Our data puts Jellico, TN at 3.0/5 for investability. Home prices of $126K and rents around $837/mo create a solid backdrop for investor activity.

Which real estate strategy fits Jellico, TN?

For Jellico, TN, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What do landlords charge for rent in Jellico, TN?

The typical rental in Jellico, TN commands about $837/mo monthly. That rent profile reliable cash flow against the $126K purchase basis.

Does Jellico, TN favor landlords or tenants?

Jellico, TN falls under TN landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Is it easy to find good tenants in Jellico, TN?

Jellico, TN offers a measured renter base at the $837/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 37762 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 37762 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 37762 ranks in Knoxville, TN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 37762 (Jellico)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 37762 (Jellico, TN).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.