Real Estate Investing in Winfield, Tennessee (37892)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 37892 (Winfield, TN)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Elevated vacancy: 11.7% vacancy may signal weakening demand.
- Elevated poverty: 21.7% poverty rate — can affect rent collection.
- Lower household income: $37,875 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Winfield, TN (37892)?
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Market Analysis: 37892 Winfield
Meanwhile, ZIP 37892 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $190K median. It rewards specialists, not generalists.
The investment case in 37892 is impressive only for operators who understand what they are buying. A $190K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
ZIP 37892's metrics run below Scott County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The 37892 ZIP's population of 1,750 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.
Experienced landlords with local relationships tend to find 37892 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Winfield:
Market Trends
Home Value History (with trend line)
📊 How Does 37892 Compare?
| Metric | 37892 | Winfield | Tennessee |
|---|---|---|---|
| Home Value | $189,796 | $189,796 | $327,001 |
| 5-Year CAGR | N/A | N/A | 7.7% |
| Avg Rent | $837 | $837 | - |
| Cap Rate | 3.4% | 3.4% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 37892 (Winfield, TN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $189,796 |
| Monthly Rent | $837 |
| Price-to-Rent | 18.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.3% |
| Cap Rate | 3.4% |
| 5-Year IRR | 6.8% |
📈 Home Appreciation
| 1-Year | +5.7% ▲ |
| 3-Year CAGR | +3.4% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 37892
Population: 1,750
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 37892
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Can I house hack in Winfield, TN?
Winfield, TN is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $190K price point reasonable to enter.
Should investors consider Winfield, TN?
With a 2.0/5 investability score, Winfield, TN ranks as a solid market for rental property investors. Median prices of $190K and rents of $837/mo drive the underlying numbers.
How high is vacancy risk in Winfield, TN?
Vacancy risk in Winfield, TN is elevated. That supports stable cash flow for typical rental holds.
Is Winfield, TN good for landlords?
For rental operators, Winfield, TN rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
What is the typical renter like in Winfield, TN?
Tenant quality in Winfield, TN ranks as solid. Landlords generally report reliable occupancy at market rents of $837/mo.
You know 37892 now. You don’t know where it ranks.
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