Real Estate Investing in Chuckey, Tennessee (37641)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Greene County • Population: 9,110 • Data updated: September 2026

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Should you buy in 37641 (Chuckey, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Chuckey, TN (37641)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $263,275
Avg Monthly Rent $909
1% Rule ✗ Does Not Meet
Median Income $58,764
% Renters 21.5%

Market Analysis: 37641 Chuckey

ZIP 37641 in Chuckey, TN carries a sturdy set of headwinds. Home values near $263K and rents of $909/mo sit inside a market where underwriting has to be tight.

The investment case in 37641 is substantial only for operators who understand what they are buying. A $263K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Within TN, ZIP 37641 trails on several market indicators that neighboring Greene County submarkets outperform. The gap is real and sturdy enough to shape underwriting.

Stepping back, 9,110 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 37641 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Chuckey:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+5.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Greeneville, TN Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
11.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Greeneville, TN metro data

Market Trends

Home Value History (with trend line)

$280K$239K$199K$159K$119K$79KJul 2006Jul 2016Jul 2026

📊 How Does 37641 Compare?

Metric 37641 Chuckey Greeneville, TN Tennessee
Home Value $263,275 $263,275 N/A $327,001
5-Year CAGR 6.9% 6.9% N/A 7.7%
Avg Rent $909 $909 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 37641? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37641 (Chuckey, TN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+6.9%
Strong

📉 Market Crash Risk Index

Based on Greeneville, TN metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
68%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $263,275
Monthly Rent $909
Price-to-Rent 24.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.7%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +5.5% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +6.9% ▲
10-Year CAGR +8.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.9%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 37641

Population: 9,110

💰 Median Household Income
$58,764
This area
$58,764
State
$60,881
USA
$74,580
🏠 Renter Occupied
21.5%
This area
21.5%
State
25.6%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-22.2%
USA
3.7%
🎓 College Educated
13.6%
This area
13.6%
State
-6.3%
USA
33.7%
👤 Median Age
45.1 years
This area
45.1 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
13.6%
This area
13.6%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 97.4%
Other/Mixed 2.0%
Black/African American 0.6%
Hispanic/Latino 0.4%
👶 Under 18
18.6%
This area
18.6%
USA
22.0%
👴 65 and Over
23.1%
This area
23.1%
USA
17.3%
📊 Poverty Rate
6.4%
This area
6.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 37641

B Avg School Grade
2 Schools
12.4:1 Avg Class Size
$11,021 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Chuckey Elementary

📚 Pre-K – 05 Elementary
👥
383 Students
👨‍🏫
14.9:1 Class Size
💰
$11,067 Per Student
B Good

South Central Elementary

📚 K – 08 School
👥
186 Students
👨‍🏫
9.8:1 Class Size
💰
$10,975 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Tusculum University
1,200 students · 5.8 mi

Frequently Asked Questions

How do home values compare in Chuckey, TN?

Homes in Chuckey, TN typically sell near $263K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.

How strong is the working-renter base in Chuckey, TN?

Tenant demand in Chuckey, TN is solid. The local workforce $909/mo rents across most rental classes.

How does Chuckey, TN rate as a rental market?

Chuckey, TN scores 3.0/5 for investability. Home values sit at $263K and rents near $909/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Is Chuckey, TN a good market for FHA house hackers?

Chuckey, TN offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $909/mo rent level.

What approach is best for Chuckey, TN real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Chuckey, TN. The numbers - $263K homes against $909/mo rents - support that play.

You know 37641 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 37641 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 37641 ranks in Greeneville, TN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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