Real Estate Investing in Gruetli Laager, Tennessee (37339)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Grundy County • Population: 1,499 • Data updated: September 2026

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Should you buy in 37339 (Gruetli Laager, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 26.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Gruetli Laager, TN (37339)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $186,212
Avg Monthly Rent $990
1% Rule ✗ Does Not Meet
Median Income $47,791
% Renters 10.1%

Market Analysis: 37339 Gruetli Laager

ZIP 37339 in Gruetli Laager, TN carries a notable set of headwinds. Home values near $186K and rents of $990/mo sit inside a market where underwriting has to be tight.

The investment case in 37339 is solid only for operators who understand what they are buying. A $186K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Regionally, 37339 sits on the difficult end of the TN spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

Resident income in 37339 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. notable returns are possible in 37339, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Gruetli Laager:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+3.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $990/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$206K$177K$148K$118K$89K$60KJul 2006Jul 2016Jul 2026

📊 How Does 37339 Compare?

Metric 37339 Gruetli Laager Tennessee
Home Value $186,212 $186,212 $327,001
5-Year CAGR 4.9% 4.9% 7.7%
Avg Rent $990 $990 -
Cap Rate 4.2% 4.2% -
💡 Why Invest in 37339? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37339 (Gruetli Laager, TN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+4.9%
Moderate

📊 Market Snapshot

Home Value $186,212
Monthly Rent $990
Price-to-Rent 15.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.4%
Cap Rate 4.2%
5-Year IRR 9.1%

📈 Home Appreciation

1-Year +3.7% ▲
3-Year CAGR +3.2% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
26.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.9%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 37339

Population: 1,499

💰 Median Household Income
$47,791
This area
$47,791
State
$60,881
USA
$74,580
🏠 Renter Occupied
10.1%
This area
10.1%
State
25.6%
USA
34.0%
💼 Unemployment Rate
6.6%
This area
6.6%
State
-22.2%
USA
3.7%
🎓 College Educated
4.1%
This area
4.1%
State
-6.3%
USA
33.7%
👤 Median Age
34.8 years
This area
34.8 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
26.6%
This area
26.6%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 99.0%
Other/Mixed 0.9%
Hispanic/Latino 0.2%
Black/African American 0.1%
👶 Under 18
31.1%
This area
31.1%
USA
22.0%
👴 65 and Over
12.0%
This area
12.0%
USA
17.3%
📊 Poverty Rate
11.5%
This area
11.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 37339

B+ Avg School Grade
1 Schools
14.0:1 Avg Class Size
$11,301 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Swiss Memorial Elementary

📚 Pre-K – 08 School
👥
314 Students
👨‍🏫
14.0:1 Class Size
💰
$11,301 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How do home values compare in Gruetli Laager, TN?

Homes in Gruetli Laager, TN typically sell near $186K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.

How strict are landlord regulations in Gruetli Laager, TN?

Gruetli Laager, TN operates under TN law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.

Can I live-in-and-rent in Gruetli Laager, TN?

The house hack math a challenging in Gruetli Laager, TN. Owner-occupant buyers benefit from the $990/mo rents and $186K home values.

What monthly rent should investors expect in Gruetli Laager, TN?

Rental rates in Gruetli Laager, TN average $990/mo. Tenant demand and $186K home values make the yield look reasonable by investor standards.

What kind of market is Gruetli Laager, TN for investors?

Our data puts Gruetli Laager, TN at 3.0/5 for investability. Home prices of $186K and rents around $990/mo create a solid backdrop for investor activity.

You know 37339 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 37339 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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