Real Estate Investing in Sequatchie, Tennessee (37374)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Marion County • Population: 1,832 • Data updated: September 2026

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Should you buy in 37374 (Sequatchie, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Sequatchie, TN (37374)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $236,025
Avg Monthly Rent $1,035
1% Rule ✗ Does Not Meet
Median Income $56,307
% Renters 10.7%

Market Analysis: 37374 Sequatchie

Not every below-median market is a bargain. Sequatchie's 37374 ZIP sits at signals that favor experienced operators who can absorb the risk $236K pricing implies.

The 37374 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within TN, ZIP 37374 trails on several market indicators that neighboring Marion County submarkets outperform. The gap is real and healthy enough to shape underwriting.

Who lives in 37374 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 37374 is an operator game, not a passive one. Turning to rents, entry prices of $236K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sequatchie:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Stable (+1.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,035/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Chattanooga, TN-GA Metro Area
More inventory, negotiating room for buyers
68 days
Average time to sell
Slow
11.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Chattanooga, TN-GA metro data

Market Trends

Home Value History (with trend line)

$253K$218K$184K$149K$114K$80KJul 2006Jul 2016Jul 2026

📊 How Does 37374 Compare?

Metric 37374 Sequatchie Chattanooga, TN-GA Tennessee
Home Value $236,025 $236,025 N/A $327,001
5-Year CAGR 5.6% 5.6% N/A 7.7%
Avg Rent $1,035 $1,035 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 37374? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37374 (Sequatchie, TN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+5.6%
Moderate

📊 Market Snapshot

Home Value $236,025
Monthly Rent $1,035
Price-to-Rent 19.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.4%
5-Year IRR 9.0%

📈 Home Appreciation

1-Year +1.6% ▲
3-Year CAGR +2.2% ▲
5-Year CAGR +5.6% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.6%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 37374

Population: 1,832

💰 Median Household Income
$56,307
This area
$56,307
State
$60,881
USA
$74,580
🏠 Renter Occupied
10.7%
This area
10.7%
State
25.6%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-22.2%
USA
3.7%
🎓 College Educated
20.6%
This area
20.6%
State
-6.3%
USA
33.7%
👤 Median Age
30.1 years
This area
30.1 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
16.6%
This area
16.6%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 96.9%
Other/Mixed 2.9%
Black/African American 0.2%
👶 Under 18
22.8%
This area
22.8%
USA
22.0%
👴 65 and Over
8.7%
This area
8.7%
USA
17.3%
📊 Poverty Rate
16.6%
This area
16.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What kind of market is Sequatchie, TN for investors?

Our data puts Sequatchie, TN at 3.0/5 for investability. Home prices of $236K and rents around $1,035/mo create a solid backdrop for investor activity.

Are homes affordable in Sequatchie, TN?

Sequatchie, TN home values average about $236K. That price point suits investors targeting rentals with $1,035/mo in monthly income.

What is the typical rental rate in Sequatchie, TN?

The typical rental in Sequatchie, TN commands about $1,035/mo monthly. That rent profile even-keeled cash flow against the $236K purchase basis.

How strict are landlord regulations in Sequatchie, TN?

Rental owners in Sequatchie, TN deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the best play in Sequatchie, TN?

For Sequatchie, TN, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

You know 37374 now. You don’t know where it ranks.

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How 37374 ranks in Chattanooga, TN-GA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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