Real Estate Investing in Guild, Tennessee (37340)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Marion • Population: 206 • Data updated: September 2026

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Should you buy in 37340 (Guild, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Guild, TN (37340)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $180,790
Avg Monthly Rent $1,062
1% Rule ✗ Does Not Meet
Median Income $48,036
% Renters 0.0%

Market Analysis: 37340 Guild

On the rental side, ZIP 37340 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $181K median. It rewards specialists, not generalists.

For an experienced owner, 37340 can be a an appealing option for hunting ground — but the discount at $181K reflects genuine risk that outside investors often underestimate.

Regionally, 37340 sits on the difficult end of the TN spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

On balance, 206 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 37340 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Guild:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+11.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,062/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$202K$187K$173K$158K$143K$128KFeb 2022May 2024Jul 2026

📊 How Does 37340 Compare?

Metric 37340 Guild Tennessee
Home Value $180,790 $180,790 $327,001
5-Year CAGR N/A N/A 7.7%
Avg Rent $1,062 $1,062 -
Cap Rate 4.6% 4.6% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37340 (Guild, TN). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.6%
Fair

📊 Market Snapshot

Home Value $180,790
Monthly Rent $1,062
Price-to-Rent 14.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.1%
Cap Rate 4.6%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +11.5% ▲
3-Year CAGR +4.6% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 37340

Population: 206

💰 Median Household Income
$48,036
This area
$48,036
State
$60,881
USA
$74,580
🏠 Renter Occupied
0.0%
This area
0.0%
State
25.6%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-22.2%
USA
3.7%
🎓 College Educated
3.4%
This area
3.4%
State
-6.3%
USA
33.7%
👤 Median Age
63.8 years
This area
63.8 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 93.2%
Asian 6.8%
👶 Under 18
0.0%
This area
0.0%
USA
22.0%
👴 65 and Over
47.3%
This area
47.3%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 455 Off-Campus Students
C+
Covenant College
928 students · 9.7 mi
C+
The University of Tennessee-Chattanooga
11,380 students · 13.2 mi
D
Richmont Graduate University
351 students · 14.6 mi

Frequently Asked Questions

Is Guild, TN a smart market for rental property?

The 2.0/5 investability rating in Guild, TN reflects its $181K prices and $1,062/mo rents. Investors generally consider it a solid option within TN.

What is the best play in Guild, TN?

Guild, TN investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($181K prices, $1,062/mo rents) make it a reasonable choice.

What kind of tenants rent in Guild, TN?

Guild, TN offers a stable renter base at the $1,062/mo rent level. Tenant turnover is reasonable for well-managed properties.

What are vacancy rates like in Guild, TN?

Guild, TN sees elevated vacancy, which is reasonable relative to the broader TN rental market.

What is the typical home price in Guild, TN?

In Guild, TN the median home value sits at $181K. Against the broader TN market, that reads as reasonable for most investors.

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