Real Estate Investing in Coalmont, Tennessee (37313)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 37313 (Coalmont, TN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.4% of homes vacant — above national norms.
- Lower household income: $39,951 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Coalmont, TN (37313)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 37313 Coalmont
Put differently, ZIP 37313 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $246K median. It rewards specialists, not generalists.
Rent of $837/mo on a $246K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 37313 sits below the stated 0.0% once reality is priced in.
Within TN, ZIP 37313 trails on several market indicators that neighboring Grundy County submarkets outperform. The gap is real and resilient enough to shape underwriting.
The demographic picture in 37313 includes headwinds that any investor should price in. Income distribution skews lower than Coalmont averages, and tenant stability requires active management.
Experienced landlords with local relationships tend to find 37313 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Coalmont:
Market Trends
Home Value History (with trend line)
📊 How Does 37313 Compare?
| Metric | 37313 | Coalmont | Tennessee |
|---|---|---|---|
| Home Value | $245,674 | $245,674 | $327,001 |
| 5-Year CAGR | 6.5% | 6.5% | 7.7% |
| Avg Rent | $837 | $837 | - |
| Cap Rate | 2.7% | 2.7% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 37313 (Coalmont, TN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $245,674 |
| Monthly Rent | $837 |
| Price-to-Rent | 24.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 9.2% |
📈 Home Appreciation
| 1-Year | +5.4% ▲ |
| 3-Year CAGR | +5.4% ▲ |
| 5-Year CAGR | +6.5% ▲ |
| 10-Year CAGR | +8.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 37313
Population: 1,487
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 37313
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the typical home price in Coalmont, TN?
Homes in Coalmont, TN typically sell near $246K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.
What is the renter demographic in Coalmont, TN?
Tenant quality in Coalmont, TN ranks as solid. Landlords generally report predictable occupancy at market rents of $837/mo.
What is the investability score for Coalmont, TN?
Yes - Coalmont, TN a 3.0/5 investability score. With $246K home prices against $837/mo monthly rent, the market delivers a reasonable entry point for new investors.
Is Coalmont, TN good for house hacking?
The house hack math a challenging in Coalmont, TN. Owner-occupant buyers benefit from the $837/mo rents and $246K home values.
Is Coalmont, TN landlord-friendly?
TN law landlord-friendly for landlords, and Coalmont inherits those rules. Investors should still review local ordinances for rental licensing.
You know 37313 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 37313 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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