Real Estate Investing in Dunlap, Tennessee (37327)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 37327 (Dunlap, TN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.1% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Dunlap, TN (37327)?
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Market Analysis: 37327 Dunlap
The 37327 ZIP covers a section of Dunlap that demands careful diligence. Prices near $279K look accessible, but the work to make a deal cash flow is real.
For an experienced owner, 37327 can be a a solid fit for hunting ground — but the discount at $279K reflects genuine risk that outside investors often underestimate.
Statewide comparisons place 37327 among TN's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Who lives in 37327 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategically, 37327 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Dunlap:
Property Strategy for 37327
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $189,209 | $1,080 | 4.1% | +10.4% | $94,605 |
| 3BR | $293,109 | $1,340 | 3.3% | +11.1% | $97,703 |
| 4BR | $410,771 | $1,450 | 2.5% | +10.9% | $102,693 |
Market Trends
Home Value History (with trend line)
📊 How Does 37327 Compare?
| Metric | 37327 | Dunlap | Chattanooga, TN-GA | Tennessee |
|---|---|---|---|---|
| Home Value | $278,732 | $278,732 | N/A | $327,001 |
| 5-Year CAGR | 6.2% | 6.2% | N/A | 7.7% |
| Avg Rent | $972 | $972 | N/A | - |
| Cap Rate | 2.7% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 37327 (Dunlap, TN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $278,732 |
| Monthly Rent | $972 |
| Price-to-Rent | 23.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.7% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | +4.6% ▲ |
| 3-Year CAGR | +3.3% ▲ |
| 5-Year CAGR | +6.2% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 37327
Population: 12,424
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 37327
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How much should I expect to pay for a home in Dunlap, TN?
The median home value in Dunlap, TN is roughly $279K. That puts it reasonable relative to the TN statewide average.
How much is rent in Dunlap, TN?
Investors in Dunlap, TN typically see rents near $972/mo per month against $279K home values - a solid setup for rental cash flow.
Are tenants stable in Dunlap, TN?
The renter base in Dunlap, TN is reasonable for the $972/mo price point. Screening well and pricing to market typically yields consistent tenants.
Does house hacking make sense in Dunlap, TN?
The house hack math a challenging in Dunlap, TN. Owner-occupant buyers benefit from the $972/mo rents and $279K home values.
Does Dunlap, TN favor landlords or tenants?
TN law landlord-friendly for landlords, and Dunlap inherits those rules. Investors should still review local ordinances for rental licensing.
You know 37327 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 37327 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 37327 ranks in Chattanooga, TN-GA
Every ZIP in this metro, ranked. Free.
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Community Ratings
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