Real Estate Investing in Soddy-Daisy, Tennessee (37379)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hamilton County • Population: 29,002 • Data updated: September 2026

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Should you buy in 37379 (Soddy-Daisy, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.3% vacancy may signal weakening demand.

What’s happening in Soddy-Daisy, TN (37379)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $361,123
Avg Monthly Rent $1,382
1% Rule ✗ Does Not Meet
Median Income $80,017
% Renters 16.8%

Market Analysis: 37379 Soddy-Daisy

Meanwhile, ZIP 37379 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $361K median. It rewards specialists, not generalists.

For an experienced owner, 37379 can be a a viable market for hunting ground — but the discount at $361K reflects genuine risk that outside investors often underestimate.

From an investor standpoint, 37379 offers a low basis, the region around Soddy-Daisy has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Demographically, 37379 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Soddy-Daisy:

B Good
Buy Confidence Score: 75/100
Affordability
15/25
Appreciation
22/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Stable (+1.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,382/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Chattanooga, TN-GA Metro Area
More inventory, negotiating room for buyers
68 days
Average time to sell
Slow
11.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Chattanooga, TN-GA metro data
🏠

Property Strategy for 37379

Which property type performs best in this market?

Best for Cash Flow
2BR
4.0% cap rate
Best for Appreciation
5BR
+9.8% 5yr CAGR
Best Overall Value
2BR
$112,991/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $225,982 $1,260 4.0% +9.6% $112,991
3BR $357,134 $1,570 3.2% +9.4% $119,045
4BR $520,661 $1,680 2.3% +9.3% $130,165
5BR $717,653 +9.8% $143,531

Market Trends

Home Value History (with trend line)

$381K$333K$285K$237K$189K$142KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,538$1,503$1,467$1,432$1,397$1,362Oct 2025Mar 2026Jul 2026

📊 How Does 37379 Compare?

Metric 37379 Soddy-Daisy Chattanooga, TN-GA Tennessee
Home Value $361,123 $361,123 N/A $327,001
5-Year CAGR 5.5% 5.5% N/A 7.7%
Avg Rent $1,382 $1,382 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 37379? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37379 (Soddy-Daisy, TN). Anonymous, moderated, never written by AI.

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Property managers serving Hamilton County

Manage rentals here? List your business →

Greyhaven Realty Management Co. offers property management, brokerage, rehab, construction, leasing, and maintenance services in Chattanooga for single-family and multi-family properties. summary from their website

Single-familySmall multifamily
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Doorby Property Management offers property management services in Chattanooga. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+5.5%
Moderate

📊 Market Snapshot

Home Value $361,123
Monthly Rent $1,382
Price-to-Rent 21.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +1.5% ▲
3-Year CAGR +2.8% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 37379

Population: 29,002

💰 Median Household Income
$80,017
This area
$80,017
State
$60,881
USA
$74,580
🏠 Renter Occupied
16.8%
This area
16.8%
State
25.6%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-22.2%
USA
3.7%
🎓 College Educated
25.8%
This area
25.8%
State
-6.3%
USA
33.7%
👤 Median Age
45.6 years
This area
45.6 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
8.3%
This area
8.3%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 95.9%
Other/Mixed 3.2%
Hispanic/Latino 1.2%
Black/African American 0.6%
Asian 0.2%
👶 Under 18
22.0%
This area
22.0%
USA
22.0%
👴 65 and Over
19.4%
This area
19.4%
USA
17.3%
📊 Poverty Rate
5.5%
This area
5.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 37379

B Avg School Grade
8 Schools
14.5:1 Avg Class Size
$12,591 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Sequoyah High School

📚 09 – 12 High School
👥
222 Students
👨‍🏫
8.4:1 Class Size
💰
$12,591 Per Student
B+ Above Average

Allen Elementary School

📚 Pre-K – 05 Elementary
👥
444 Students
👨‍🏫
14.3:1 Class Size
💰
$12,591 Per Student
B+ Above Average

Ivy Academy Inc.

📚 06 – 12 High School Charter
👥
470 Students
👨‍🏫
13.4:1 Class Size
💰
$12,591 Per Student
B Good

Daisy Elementary School

📚 Pre-K – 05 Elementary
👥
364 Students
👨‍🏫
15.2:1 Class Size
💰
$12,591 Per Student
B Good

Soddy Elementary School

📚 Pre-K – 05 Elementary
👥
496 Students
👨‍🏫
15.5:1 Class Size
💰
$12,591 Per Student
B Good

Soddy Daisy High School

📚 09 – 12 High School
👥
1,118 Students
👨‍🏫
15.6:1 Class Size
💰
$12,591 Per Student
B Good

Soddy Daisy Middle School

📚 06 – 08 Middle
👥
480 Students
👨‍🏫
19.2:1 Class Size
💰
$12,591 Per Student
C Below Average

Ivy Academy's Skillern Elementary

📚 K – 05 Elementary Charter Limited Data
👥
170 Students
💰
$12,591 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 2,415 Off-Campus Students
C
Chattanooga College Medical Dental and & Technical Careers
311 students · 11.7 mi
D
Omega Graduate School
62 students · 13.8 mi
C
Chattanooga State Community College
6,601 students · 13.9 mi

Investor Insight: With 2,415 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How strong are rents in Soddy-Daisy, TN?

The typical rental in Soddy-Daisy, TN commands about $1,382/mo monthly. That rent profile consistent cash flow against the $361K purchase basis.

What real estate strategy is ideal for Soddy-Daisy, TN?

For Soddy-Daisy, TN, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What is the investability score for Soddy-Daisy, TN?

Soddy-Daisy, TN sits at an investability rating of 3.0/5, with median home values near $361K and average rents around $1,382/mo. That combination puts it in the durable tier for investor interest.

How quickly do rentals get leased in Soddy-Daisy, TN?

Soddy-Daisy, TN carries elevated vacancy risk. Expect consistent absorption at market rents of $1,382/mo.

Is it easy to find good tenants in Soddy-Daisy, TN?

The renter base in Soddy-Daisy, TN is reasonable for the $1,382/mo price point. Screening well and pricing to market typically yields stable tenants.

You know 37379 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 37379 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 37379 ranks in Chattanooga, TN-GA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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