Real Estate Investing in Georgetown, Tennessee (37336)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Meigs County • Population: 4,908 • Data updated: September 2026

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Should you buy in 37336 (Georgetown, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.2% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 28.4 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Georgetown, TN (37336)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $383,470
Avg Monthly Rent $1,125
1% Rule ✗ Does Not Meet
Median Income $61,729
% Renters 8.0%

Market Analysis: 37336 Georgetown

ZIP 37336 in Georgetown, TN carries a durable set of headwinds. Home values near $383K and rents of $1,125/mo sit inside a market where underwriting has to be tight.

The 37336 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 37336's metrics run below Meigs County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 37336 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 37336 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Georgetown:

C Below Average
Buy Confidence Score: 59/100
Affordability
5/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.2× the median income
Value Trend
Rising (+3.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,125/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Chattanooga, TN-GA Metro Area
More inventory, negotiating room for buyers
68 days
Average time to sell
Slow
11.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Chattanooga, TN-GA metro data

Market Trends

Home Value History (with trend line)

$407K$353K$298K$244K$189K$134KJul 2006Jul 2016Jul 2026

📊 How Does 37336 Compare?

Metric 37336 Georgetown Chattanooga, TN-GA Tennessee
Home Value $383,470 $383,470 N/A $327,001
5-Year CAGR 5.7% 5.7% N/A 7.7%
Avg Rent $1,125 $1,125 N/A -
Cap Rate 2.3% 2.3% - -
💡 Why Invest in 37336? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37336 (Georgetown, TN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+5.7%
Moderate

📊 Market Snapshot

Home Value $383,470
Monthly Rent $1,125
Price-to-Rent 28.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.5%
Cap Rate 2.3%
5-Year IRR 8.0%

📈 Home Appreciation

1-Year +3.8% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR +7.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.7%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 37336

Population: 4,908

💰 Median Household Income
$61,729
This area
$61,729
State
$60,881
USA
$74,580
🏠 Renter Occupied
8.0%
This area
8.0%
State
25.6%
USA
34.0%
💼 Unemployment Rate
4.6%
This area
4.6%
State
-22.2%
USA
3.7%
🎓 College Educated
17.6%
This area
17.6%
State
-6.3%
USA
33.7%
👤 Median Age
47.1 years
This area
47.1 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
9.2%
This area
9.2%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 95.1%
Other/Mixed 2.6%
Black/African American 2.3%
Hispanic/Latino 0.8%
👶 Under 18
19.5%
This area
19.5%
USA
22.0%
👴 65 and Over
17.9%
This area
17.9%
USA
17.3%
📊 Poverty Rate
8.0%
This area
8.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

6 Nearby 1,008 Off-Campus Students
C
Cleveland State Community College
3,254 students · 7.6 mi
C
Brillare Beauty Institute
259 students · 8.1 mi
C+
Lee University
3,680 students · 10.0 mi
C
Pentecostal Theological Seminary
501 students · 10.3 mi
D
Omega Graduate School
62 students · 13.4 mi
C+
Bryan College-Dayton
1,548 students · 14.0 mi

Investor Insight: With 1,008 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How expensive is real estate in Georgetown, TN?

In Georgetown, TN the median home value sits at $383K. Against the broader TN market, that reads as reasonable for most investors.

How do experienced investors play Georgetown, TN?

For Georgetown, TN, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Is it easy to find good tenants in Georgetown, TN?

Georgetown, TN offers a reliable renter base at the $1,125/mo rent level. Tenant turnover is reasonable for well-managed properties.

Is Georgetown, TN a friendly market for rental owners?

Georgetown, TN operates under TN law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

What is the rental occupancy rate in Georgetown, TN?

Rental vacancy in Georgetown, TN is elevated. Investors should budget normal turnover but not chronic empty units.

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How 37336 ranks in Chattanooga, TN-GA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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