Real Estate Investing in Tennessee Ridge, Tennessee (37178)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 37178 (Tennessee Ridge, TN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 16.0% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Tennessee Ridge, TN (37178)?
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Market Analysis: 37178 Tennessee Ridge
ZIP 37178 inside Stewart County looks affordable on the surface — median value of $239K — but the discount exists for reasons that a careful buyer should understand before committing.
For an experienced owner, 37178 can be a an appealing option for hunting ground — but the discount at $239K reflects genuine risk that outside investors often underestimate.
Nearby ZIPs in Tennessee Ridge have seen price recovery that 37178 has not matched. Stewart County data supports the view that the spread is structural rather than temporary.
Demographically, 37178 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Tennessee Ridge:
Market Trends
Home Value History (with trend line)
📊 How Does 37178 Compare?
| Metric | 37178 | Tennessee Ridge | Clarksville, TN-KY | Tennessee |
|---|---|---|---|---|
| Home Value | $239,430 | $239,430 | N/A | $327,001 |
| 5-Year CAGR | 7.6% | 7.6% | N/A | 7.7% |
| Avg Rent | $882 | $882 | N/A | - |
| Cap Rate | 2.9% | 2.9% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 37178 (Tennessee Ridge, TN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $239,430 |
| Monthly Rent | $882 |
| Price-to-Rent | 22.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 10.5% |
📈 Home Appreciation
| 1-Year | +7.5% ▲ |
| 3-Year CAGR | +5.8% ▲ |
| 5-Year CAGR | +7.6% ▲ |
| 10-Year CAGR | +7.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 37178
Population: 2,027
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 37178
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What kind of market is Tennessee Ridge, TN for investors?
Investors tracking Tennessee Ridge, TN will find a 3.0/5 rating supported by $239K median home values and $882/mo rents. That profile suits long-term holders targeting even-keeled returns.
Is Tennessee Ridge, TN good for house hacking?
House hacking in Tennessee Ridge, TN is a challenging. With home values around $239K and rents at $882/mo, owner-occupants can offset a meaningful share of PITI.
What do rentals go for in Tennessee Ridge, TN?
Rental rates in Tennessee Ridge, TN average $882/mo. Tenant demand and $239K home values make the yield look reasonable by investor standards.
What is the typical vacancy rate in Tennessee Ridge, TN?
Tennessee Ridge, TN vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
What is the typical home price in Tennessee Ridge, TN?
In Tennessee Ridge, TN the median home value sits at $239K. Against the broader TN market, that reads as reasonable for most investors.
You know 37178 now. You don’t know where it ranks.
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How 37178 ranks in Clarksville, TN-KY
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