Real Estate Investing in Stewart, Tennessee (37175)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 37175 (Stewart, TN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 43.3% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stewart, TN (37175)?
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Market Analysis: 37175 Stewart
ZIP 37175 inside Houston County looks affordable on the surface — median value of $216K — but the discount exists for reasons that a careful buyer should understand before committing.
The investment case in 37175 is notable only for operators who understand what they are buying. A $216K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Within TN, ZIP 37175 trails on several market indicators that neighboring Houston County submarkets outperform. The gap is real and robust enough to shape underwriting.
The 37175 ZIP's population of 1,096 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.
tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Stewart:
Market Trends
Home Value History (with trend line)
📊 How Does 37175 Compare?
| Metric | 37175 | Stewart | Clarksville, TN-KY | Tennessee |
|---|---|---|---|---|
| Home Value | $215,613 | $215,613 | N/A | $327,001 |
| 5-Year CAGR | 6.3% | 6.3% | N/A | 7.7% |
| Avg Rent | $909 | $909 | N/A | - |
| Cap Rate | 3.3% | 3.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 37175 (Stewart, TN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $215,613 |
| Monthly Rent | $909 |
| Price-to-Rent | 19.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 9.6% |
📈 Home Appreciation
| 1-Year | +9.1% ▲ |
| 3-Year CAGR | +6.6% ▲ |
| 5-Year CAGR | +6.3% ▲ |
| 10-Year CAGR | +8.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 37175
Population: 1,096
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Where do home prices stand in Stewart, TN?
Stewart, TN home values average about $216K. That price point suits investors targeting rentals with $909/mo in monthly income.
What kind of tenants rent in Stewart, TN?
Stewart, TN offers a predictable renter base at the $909/mo rent level. Tenant turnover is reasonable for well-managed properties.
Should investors consider Stewart, TN?
With a 3.0/5 investability score, Stewart, TN ranks as a solid market for rental property investors. Median prices of $216K and rents of $909/mo drive the underlying numbers.
Should investors worry about vacancy in Stewart, TN?
Stewart, TN sees elevated vacancy, which is reasonable relative to the broader TN rental market.
Is Stewart, TN landlord-friendly?
TN law landlord-friendly for landlords, and Stewart inherits those rules. Investors should still review local ordinances for rental licensing.
You know 37175 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 37175 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 37175 ranks in Clarksville, TN-KY
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