Real Estate Investing in Cunningham, Tennessee (37142)
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Should you buy in 37142 (Cunningham, TN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 23.6% of homes vacant — above national norms.
- Elevated poverty: 24.6% poverty rate — can affect rent collection.
- High price-to-rent: Price-to-rent ratio 29.7 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cunningham, TN (37142)?
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Market Analysis: 37142 Cunningham
The 37142 ZIP in Cunningham, TN is a local-operator market. Outside capital chasing a $357K entry has to pair deep knowledge with the discount.
For an experienced owner, 37142 can be a an appealing option for hunting ground — but the discount at $357K reflects genuine risk that outside investors often underestimate.
Regionally, 37142 sits on the difficult end of the TN spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 37142 includes headwinds that any investor should price in. Income distribution skews lower than Cunningham averages, and tenant stability requires active management.
Distressed ZIPs reward experience. sturdy returns are possible in 37142, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Cunningham:
Market Trends
Home Value History (with trend line)
📊 How Does 37142 Compare?
| Metric | 37142 | Cunningham | Clarksville, TN-KY | Tennessee |
|---|---|---|---|---|
| Home Value | $356,516 | $362,772 | N/A | $327,001 |
| 5-Year CAGR | 5.5% | 5.6% | N/A | 7.7% |
| Avg Rent | $999 | $1,094 | N/A | - |
| Cap Rate | 2.2% | 2.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 37142 (Cunningham, TN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $356,516 |
| Monthly Rent | $999 |
| Price-to-Rent | 29.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.4% |
| Cap Rate | 2.2% |
| 5-Year IRR | 7.7% |
📈 Home Appreciation
| 1-Year | +2.8% ▲ |
| 3-Year CAGR | +3.5% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +6.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 37142
Population: 1,734
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 1,491 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How quickly do rentals get leased in Cunningham, TN?
Expect elevated vacancy in Cunningham, TN. Rents at $999/mo are absorbed by the tenant base without meaningful lag.
Can I live-in-and-rent in Cunningham, TN?
The a challenging house-hack environment in Cunningham, TN reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What is the smart move for investors in Cunningham, TN?
Cunningham, TN investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($357K prices, $999/mo rents) make it a reasonable choice.
Are homes affordable in Cunningham, TN?
Median home price in Cunningham, TN is near $357K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.
Are rents high in Cunningham, TN?
Expect rents around $999/mo per month in Cunningham, TN. With home values at $357K, the yield math works out to reasonable levels for rental investors.
You know 37142 now. You don’t know where it ranks.
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How 37142 ranks in Clarksville, TN-KY
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