Real Estate Investing in Jacksonville, Alabama (36265)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Calhoun County • Population: 21,891 • Data updated: September 2026

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Should you buy in 36265 (Jacksonville, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.6% of homes vacant — above national norms.

What’s happening in Jacksonville, AL (36265)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $216,793
Avg Monthly Rent $858
1% Rule ✗ Does Not Meet
Median Income $49,924
% Renters 36.1%

Market Analysis: 36265 Jacksonville

The 36265 ZIP covers a section of Jacksonville that demands careful diligence. Prices near $217K look accessible, but the work to make a deal cash flow is real.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $217K asset, 36265 is the wrong submarket. If the plan prices in friction, the yield can still work.

Nearby ZIPs in Jacksonville have seen price recovery that 36265 has not matched. Calhoun County data supports the view that the spread is structural rather than temporary.

Who lives in 36265 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jacksonville:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Rising (+9.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $858/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Anniston-Oxford, AL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Anniston-Oxford, AL metro data
🏠

Property Strategy for 36265

Which property type performs best in this market?

Best for Cash Flow
2BR
5.0% cap rate
Best for Appreciation
2BR
+8.9% 5yr CAGR
Best Overall Value
2BR
$65,845/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $131,690 $920 5.0% +8.9% $65,845
3BR $223,711 $1,240 4.0% +8.0% $74,570
4BR $291,664 $1,300 3.2% +7.5% $72,916
5BR $384,803 +6.9% $76,961

Market Trends

Home Value History (with trend line)

$225K$202K$179K$157K$134K$111KNov 2010Sep 2018Jul 2026

Rent History (with trend line)

$1,077$1,029$980$931$883$834Oct 2024Sep 2025Jul 2026

📊 How Does 36265 Compare?

Metric 36265 Jacksonville Anniston-Oxford, AL Alabama
Home Value $216,793 $216,793 N/A $231,003
5-Year CAGR 5.3% 5.3% N/A 5.6%
Avg Rent $858 $858 N/A -
Cap Rate 3.1% 3.1% - -
💡 Why Invest in 36265? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 36% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 36265 (Jacksonville, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+5.3%
Moderate

📊 Market Snapshot

Home Value $216,793
Monthly Rent $858
Price-to-Rent 21.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +9.5% ▲
3-Year CAGR +4.7% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year -18.8% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 36265

Population: 21,891

💰 Median Household Income
$49,924
This area
$49,924
State
$56,875
USA
$74,580
🏠 Renter Occupied
36.1%
This area
36.1%
State
24.9%
USA
34.0%
💼 Unemployment Rate
3.7%
This area
3.7%
State
-24.3%
USA
3.7%
🎓 College Educated
24.7%
This area
24.7%
State
-11.9%
USA
33.7%
👤 Median Age
35.8 years
This area
35.8 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
12.6%
This area
12.6%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 77.2%
Black/African American 17.5%
Other/Mixed 4.6%
Hispanic/Latino 1.8%
Asian 0.7%
👶 Under 18
15.9%
This area
15.9%
USA
22.0%
👴 65 and Over
15.7%
This area
15.7%
USA
17.3%
📊 Poverty Rate
15.1%
This area
15.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 36265

C+ Avg School Grade
6 Schools
21.7:1 Avg Class Size
$12,605 Avg Per Pupil

Schools in This ZIP Code

B Good

Jacksonville High School

📚 07 – 12 High School
👥
776 Students
👨‍🏫
16.0:1 Class Size
💰
$13,146 Per Student
B Good

Pleasant Valley Elementary School

📚 Pre-K – 06 School
👥
463 Students
👨‍🏫
16.5:1 Class Size
💰
$12,723 Per Student
B Good

Pleasant Valley High School

📚 07 – 12 High School
👥
388 Students
👨‍🏫
16.2:1 Class Size
💰
$12,723 Per Student
C+ Average

Kitty Stone Elementary School

📚 Pre-K – 06 School
👥
941 Students
👨‍🏫
19.2:1 Class Size
💰
$13,146 Per Student
C+ Average

Calhoun County Career Technical Center

📚 10 – 12 High School Limited Data
💰
$12,723 Per Student
C Below Average

SCC Virtual Preparatory Academy

📚 K – 12 K-12
👥
485 Students
👨‍🏫
40.4:1 Class Size
💰
$11,167 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1,015 Off-Campus Students
C+
Jacksonville State University
9,672 students · 2.0 mi

Investor Insight: With 1,015 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Do landlords face vacancy issues in Jacksonville, AL?

Rental vacancy in Jacksonville, AL is elevated. Investors should budget normal turnover but not chronic empty units.

How deep is the rental pool in Jacksonville, AL?

Expect a solid tenant pool in Jacksonville, AL. The rental market absorbs $858/mo rents without meaningful friction.

What kind of market is Jacksonville, AL for investors?

Our data puts Jacksonville, AL at 3.0/5 for investability. Home prices of $217K and rents around $858/mo create a solid backdrop for investor activity.

Are homes affordable in Jacksonville, AL?

Jacksonville, AL median home values land near $217K. That is reasonable territory for investors looking at $858/mo-per-month rentals.

What is the smart move for investors in Jacksonville, AL?

In Jacksonville, AL the healthy play is typically careful cash-flow rentals with hands-on management. The combination of $217K prices and $858/mo rents suits that approach.

You know 36265 now. You don’t know where it ranks.

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How 36265 ranks in Anniston-Oxford, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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