Real Estate Investing in Birmingham, Alabama (35222)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jefferson County • Population: 8,184 • Data updated: September 2026

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Should you buy in 35222 (Birmingham, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.0% of homes vacant — above national norms.

What’s happening in Birmingham, AL (35222)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $399,749
Avg Monthly Rent $1,498
1% Rule ✗ Does Not Meet
Median Income $77,500
% Renters 42.0%

Market Analysis: 35222 Birmingham

The 35222 ZIP in Birmingham, AL is a local-operator market. Outside capital chasing a $400K entry has to pair deep knowledge with the discount.

On the rental side, the numbers look inviting — $400K purchase price, 0.0% nominal cap — the work to hit that pro forma in 35222 is substantial and deserves full respect.

Statewide comparisons place 35222 among AL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

From a cash-flow lens, 8,184 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Birmingham's stable or hybrid ZIPs before stepping into 35222. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Birmingham:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
14/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Rising (+5.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,498/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Birmingham-Hoover, AL Metro Area
Even conditions for buyers and sellers
49 days
Average time to sell
Average
8.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Birmingham-Hoover, AL metro data
🏠

Property Strategy for 35222

Which property type performs best in this market?

Best for Cash Flow
2BR
3.0% cap rate
Best for Appreciation
5BR
+5.4% 5yr CAGR
Best Overall Value
3BR
$123,362/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $281,010 $1,170 3.0% +3.9% $140,505
3BR $370,087 $1,460 2.8% +4.2% $123,362
4BR $621,298 $1,660 1.9% +5.4% $155,325
5BR $797,421 +5.4% $159,484

Market Trends

Home Value History (with trend line)

$418K$365K$312K$258K$205K$152KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,534$1,428$1,321$1,215$1,108$1,001Mar 2024May 2025Jul 2026

📊 How Does 35222 Compare?

Metric 35222 Birmingham Birmingham-Hoover, AL Alabama
Home Value $399,749 $172,809 N/A $231,003
5-Year CAGR 2.8% 2.1% N/A 5.6%
Avg Rent $1,498 $1,275 N/A -
Cap Rate 2.9% 7.7% - -
💡 Why Invest in 35222? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 42% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35222 (Birmingham, AL). Anonymous, moderated, never written by AI.

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Property managers serving Jefferson County

Manage rentals here? List your business →

Signal Property Management serves Adamsville, Birmingham, Calera, East Lake, and Ensley, offering services for tenants and owners including rent payment and repair requests. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+2.8%
Slow

📊 Market Snapshot

Home Value $399,749
Monthly Rent $1,498
Price-to-Rent 22.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 5.7%

📈 Home Appreciation

1-Year +5.1% ▲
3-Year CAGR +1.5% ▲
5-Year CAGR +2.8% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year +35.0% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 35222

Population: 8,184

💰 Median Household Income
$77,500
This area
$77,500
State
$56,875
USA
$74,580
🏠 Renter Occupied
42.0%
This area
42.0%
State
24.9%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-24.3%
USA
3.7%
🎓 College Educated
61.2%
This area
61.2%
State
-11.9%
USA
33.7%
👤 Median Age
34.3 years
This area
34.3 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
14.0%
This area
14.0%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 67.3%
Black/African American 27.8%
Other/Mixed 4.2%
Hispanic/Latino 2.8%
Asian 0.7%
👶 Under 18
19.4%
This area
19.4%
USA
22.0%
👴 65 and Over
13.1%
This area
13.1%
USA
17.3%
📊 Poverty Rate
10.1%
This area
10.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 35222

B+ Avg School Grade
2 Schools
16.6:1 Avg Class Size
$15,867 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Avondale Elementary School

📚 Pre-K – 05 Elementary
👥
327 Students
👨‍🏫
16.4:1 Class Size
💰
$15,867 Per Student
B+ Above Average

Hayes K8

📚 Pre-K – 08 School
👥
672 Students
👨‍🏫
16.8:1 Class Size
💰
$15,867 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Crestline Elementary School

📚 Pre-K – 06 School
📍 3785 Jackson Blvd, Mountain Brook
👥
733 Students
👨‍🏫
11.7:1 Class Size
💰
$26,427 Per Student
A+ Excellent

Mountain Brook Junior High School

📚 07 – 09 High School
📍 205 Overbrook Dr, Mountain Brook
👥
994 Students
👨‍🏫
11.9:1 Class Size
💰
$26,427 Per Student
A+ Excellent

Cherokee Bend Elementary School

📚 Pre-K – 06 School
📍 4400 Fair Oaks Dr, Mountain Brook
👥
564 Students
👨‍🏫
12.5:1 Class Size
💰
$26,427 Per Student
B+ Above Average

Oliver K5 School

📚 Pre-K – 05 Elementary
📍 6871 6th Court S, Birmingham
👥
349 Students
👨‍🏫
17.9:1 Class Size
💰
$15,867 Per Student
B+ Above Average

Ramsay High School

📚 09 – 12 High School
📍 1800 13th Ave S, Birmingham
👥
711 Students
👨‍🏫
15.8:1 Class Size
💰
$15,867 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,479 Off-Campus Students
C+
University of Alabama at Birmingham
21,160 students · 2.1 mi
D
Strayer University-Alabama
1,596 students · 2.2 mi
C+
Samford University
5,791 students · 4.3 mi
C+
Birmingham-Southern College
731 students · 4.7 mi
D
Herzing University-Birmingham
448 students · 5.3 mi
D
Fortis Institute-Birmingham
339 students · 7.7 mi
C
Miles College
1,151 students · 8.5 mi
C+
Lawson State Community College
3,153 students · 8.5 mi

Investor Insight: With 1,479 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical rental rate in Birmingham, AL?

Expect rents around $1,498/mo per month in Birmingham, AL. With home values at $400K, the yield math works out to reasonable levels for rental investors.

Is Birmingham, AL better for rentals, flips, or BRRRR?

The best-fit strategy in Birmingham, AL is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What kind of market is Birmingham, AL for investors?

Birmingham, AL scores 3.0/5 for investability. Home values sit at $400K and rents near $1,498/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How landlord-friendly is Birmingham, AL?

AL law landlord-friendly for landlords, and Birmingham inherits those rules. Investors should still review local ordinances for rental licensing.

Are there empty rentals in Birmingham, AL?

Birmingham, AL carries elevated vacancy risk. Expect reliable absorption at market rents of $1,498/mo.

You know 35222 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 35222 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 35222 ranks in Birmingham-Hoover, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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