Real Estate Investing in Mountain Brook, Alabama (35213)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 35213 (Mountain Brook, AL)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 48.1 — hard to cash-flow at these prices.
What’s happening in Mountain Brook, AL (35213)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 35213 Mountain Brook
The 35213 ZIP in Mountain Brook, AL is a local-operator market. Outside capital chasing a $886K entry has to pair deep knowledge with the discount.
Rent of $1,535/mo on a $886K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 35213 sits below the stated 0.0% once reality is priced in.
Nearby ZIPs in Mountain Brook have seen price recovery that 35213 has not matched. Jefferson County data supports the view that the spread is structural rather than temporary.
Who lives in 35213 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The right play in 35213 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Mountain Brook:
Property Strategy for 35213
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $332,511 | $1,900 | 4.1% | +5.7% | $166,255 |
| 3BR | $545,482 | $2,380 | 3.1% | +6.2% | $181,827 |
| 4BR | $1,158,499 | $2,700 | 1.7% | +7.7% | $289,625 |
| 5BR | $1,492,469 | — | — | +8.7% | $298,494 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 35213 Compare?
| Metric | 35213 | Mountain Brook | Birmingham-Hoover, AL | Alabama |
|---|---|---|---|---|
| Home Value | $885,975 | $910,590 | N/A | $231,003 |
| 5-Year CAGR | 6.2% | 6.2% | N/A | 5.6% |
| Avg Rent | $1,535 | $1,987 | N/A | - |
| Cap Rate | 1.4% | 1.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 35213 (Mountain Brook, AL). Anonymous, moderated, never written by AI.
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Property managers serving Jefferson County
Manage rentals here? List your business →Signal Property Management serves Adamsville, Birmingham, Calera, East Lake, and Ensley, offering services for tenants and owners including rent payment and repair requests. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $885,975 |
| Monthly Rent | $1,535 |
| Price-to-Rent | 48.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.1% |
| Cap Rate | 1.4% |
| 5-Year IRR | 7.5% |
📈 Home Appreciation
| 1-Year | +9.5% ▲ |
| 3-Year CAGR | +4.9% ▲ |
| 5-Year CAGR | +6.2% ▲ |
| 10-Year CAGR | +6.3% ▲ |
🏠 Rent Trends
| 1-Year | -3.7% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 35213
Population: 15,950
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 35213
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Mountain Brook High School
Brookwood Forest Elementary School
Mountain Brook Elementary School
Avondale Elementary School
Hayes K8
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,479 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How deep is the rental pool in Mountain Brook, AL?
Tenant quality in Mountain Brook, AL ranks as solid. Landlords generally report consistent occupancy at market rents of $1,535/mo.
Does a duplex house hack pencil in Mountain Brook, AL?
Mountain Brook, AL is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $886K price point reasonable to enter.
How much does a house cost in Mountain Brook, AL?
Mountain Brook, AL median home values land near $886K. That is reasonable territory for investors looking at $1,535/mo-per-month rentals.
How landlord-friendly is Mountain Brook, AL?
Mountain Brook, AL falls under AL landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
How quickly do rentals get leased in Mountain Brook, AL?
Occupancy in Mountain Brook, AL runs measured with elevated vacancy. Well-priced units at $1,535/mo lease on reasonable timelines.
You know 35213 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 35213 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 35213 ranks in Birmingham-Hoover, AL
Every ZIP in this metro, ranked. Free.
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