Real Estate Investing in Fultondale, Alabama (35068)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jefferson County • Population: 8,437 • Data updated: September 2026

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Should you buy in 35068 (Fultondale, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Fultondale, AL (35068)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $240,342
Avg Monthly Rent $1,392
1% Rule ✗ Does Not Meet
Median Income $74,066
% Renters 25.9%

Market Analysis: 35068 Fultondale

This part of Jefferson County is not an easy win. The 35068 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 35068 can be a a viable market for hunting ground — but the discount at $240K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 35068 among AL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 35068 ZIP's population of 8,437 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

New investors are better served looking at Fultondale's stable or hybrid ZIPs before stepping into 35068. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fultondale:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,392/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Birmingham-Hoover, AL Metro Area
Even conditions for buyers and sellers
49 days
Average time to sell
Average
8.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Birmingham-Hoover, AL metro data
🏠

Property Strategy for 35068

Which property type performs best in this market?

Best for Cash Flow
2BR
5.4% cap rate
Best for Appreciation
2BR
+6.6% 5yr CAGR
Best Overall Value
3BR
$75,934/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $170,270 $1,280 5.4% +6.6% $85,135
3BR $227,802 $1,600 5.1% +6.3% $75,934
4BR $310,759 $1,820 4.2% +6.1% $77,690

Market Trends

Home Value History (with trend line)

$252K$224K$196K$167K$139K$110KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,809$1,710$1,610$1,510$1,410$1,310Oct 2025Mar 2026Jul 2026

📊 How Does 35068 Compare?

Metric 35068 Fultondale Birmingham-Hoover, AL Alabama
Home Value $240,342 $240,342 N/A $231,003
5-Year CAGR 4.6% 4.6% N/A 5.6%
Avg Rent $1,392 $1,392 N/A -
Cap Rate 4.5% 4.5% - -
💡 Why Invest in 35068? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35068 (Fultondale, AL). Anonymous, moderated, never written by AI.

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Property managers serving Jefferson County

Manage rentals here? List your business →

Signal Property Management serves Adamsville, Birmingham, Calera, East Lake, and Ensley, offering services for tenants and owners including rent payment and repair requests. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+4.6%
Moderate

📊 Market Snapshot

Home Value $240,342
Monthly Rent $1,392
Price-to-Rent 14.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.5%
5-Year IRR 9.1%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +1.9% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 35068

Population: 8,437

💰 Median Household Income
$74,066
This area
$74,066
State
$56,875
USA
$74,580
🏠 Renter Occupied
25.9%
This area
25.9%
State
24.9%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-24.3%
USA
3.7%
🎓 College Educated
29.6%
This area
29.6%
State
-11.9%
USA
33.7%
👤 Median Age
39.6 years
This area
39.6 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
3.8%
This area
3.8%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 47.9%
Black/African American 42.4%
Other/Mixed 7.3%
Hispanic/Latino 4.7%
Asian 2.5%
👶 Under 18
23.2%
This area
23.2%
USA
22.0%
👴 65 and Over
14.3%
This area
14.3%
USA
17.3%
📊 Poverty Rate
8.1%
This area
8.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 35068

B Avg School Grade
1 Schools
17.9:1 Avg Class Size
$13,148 Avg Per Pupil

Schools in This ZIP Code

B Good

Fultondale Elementary School

📚 Pre-K – 06 School
👥
975 Students
👨‍🏫
17.9:1 Class Size
💰
$13,148 Per Student

Nearby Schools (3 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

George Washington Carver High School

📚 09 – 12 High School
📍 3900 24th St N, Birmingham
👥
544 Students
👨‍🏫
14.3:1 Class Size
💰
$15,867 Per Student
B Good

Hudson KEight School

📚 Pre-K – 08 School
📍 3300 F L Shuttlesworth Dr, Birmingham
👥
554 Students
👨‍🏫
20.5:1 Class Size
💰
$15,867 Per Student
C Below Average

BCS Virtual Academy of Learning

📚 03 – 12 High School
📍 3900 24th Street North, Birmingham
👥
215 Students
👨‍🏫
53.8:1 Class Size
💰
$15,867 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,604 Off-Campus Students
C+
Birmingham-Southern College
731 students · 6.7 mi
D
Strayer University-Alabama
1,596 students · 6.8 mi
C+
University of Alabama at Birmingham
21,160 students · 7.4 mi
C
Jefferson State Community College
8,839 students · 7.8 mi
D
Herzing University-Birmingham
448 students · 9.7 mi
C
Miles College
1,151 students · 9.8 mi
C+
Samford University
5,791 students · 10.3 mi
D
Midfield Institute of Cosmetology
13 students · 11.0 mi

Investor Insight: With 2,604 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is real estate in Fultondale, AL a good investment right now?

Fultondale, AL rates 3.0/5 for investability. With median values at $240K and rents near $1,392/mo, the market offers reasonable fundamentals for rental investors.

What monthly rent should investors expect in Fultondale, AL?

Average rent in Fultondale, AL is approximately $1,392/mo per month. Against $240K home values that yields a reasonable rent-to-price ratio.

How strong is the working-renter base in Fultondale, AL?

The renter base in Fultondale, AL is reasonable for the $1,392/mo price point. Screening well and pricing to market typically yields consistent tenants.

Should investors worry about vacancy in Fultondale, AL?

Vacancy in Fultondale, AL is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,392/mo.

How strict are landlord regulations in Fultondale, AL?

Rental owners in Fultondale, AL deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

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How 35068 ranks in Birmingham-Hoover, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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