Real Estate Investing in Tarrant, Alabama (35217)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jefferson County • Population: 12,468 • Data updated: September 2026

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Should you buy in 35217 (Tarrant, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 15.9% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.3% CAGR).
  • Elevated poverty: 20.7% poverty rate — can affect rent collection.
  • Lower household income: $37,220 median — tenant affordability is tighter.

What’s happening in Tarrant, AL (35217)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $81,051
Avg Monthly Rent $1,074
1% Rule ✓ Meets
Median Income $37,220
% Renters 52.8%

Market Analysis: 35217 Tarrant

In Tarrant's 35217 ZIP, the arithmetic favors hands-on owners. Median home values clocks in at $81K, leaving spread for capex-heavy BRRRR or reposition strategies.

Value-add is the defining thesis in 35217. Homes trade near $81K, well below the state median, and rehabbed comps tend to clear meaningfully higher — a classic forced-equity setup.

Across AL, value-add opportunity tends to concentrate where housing stock is older and entry prices are below the state median. ZIP 35217 posts both traits clearly.

Residents in 35217 skew younger than the county average, and that matters for rehab positioning. Younger renters respond to finishes, appliances, and in-unit laundry in ways that move rent.

Experienced operators with contractor networks find 35217 a solid fit for. First-time flippers often underestimate scope, budget, and timeline, which is how deals here turn sour.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tarrant:

C+ Average
Buy Confidence Score: 69/100
Affordability
25/25
Appreciation
10/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Rising (+5.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,074/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Birmingham-Hoover, AL Metro Area
Even conditions for buyers and sellers
49 days
Average time to sell
Average
8.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Birmingham-Hoover, AL metro data
🏠

Property Strategy for 35217

Which property type performs best in this market?

Best for Cash Flow
2BR
14.6% cap rate
Best for Appreciation
2BR
+8.0% 5yr CAGR
Best Overall Value
2BR
$25,580/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $51,161 $1,040 14.6% +8.0% $25,580
3BR $81,954 $1,300 11.4% +5.1% $27,318
4BR $145,468 $1,480 7.3% +4.2% $36,367

Market Trends

Home Value History (with trend line)

$95K$81K$68K$55K$42K$29KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,203$1,154$1,105$1,056$1,006$957Nov 2024Sep 2025Jul 2026

📊 How Does 35217 Compare?

Metric 35217 Tarrant Birmingham-Hoover, AL Alabama
Home Value $81,051 $81,051 N/A $231,003
5-Year CAGR 0.3% 0.3% N/A 5.6%
Avg Rent $1,074 $1,074 N/A -
Cap Rate 10.3% 10.3% - -
💡 Why Invest in 35217? Click to expand

This ZIP code meets the 1% rule with rent at $1,074/mo on homes averaging $81,051 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

53% of households rent in this area, creating consistent tenant demand for landlords.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35217 (Tarrant, AL). Anonymous, moderated, never written by AI.

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Property managers serving Jefferson County

Manage rentals here? List your business →

Signal Property Management serves Adamsville, Birmingham, Calera, East Lake, and Ensley, offering services for tenants and owners including rent payment and repair requests. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Excellent
Cap Rate
10.3%
Excellent
5yr Growth
+0.3%
Slow

📊 Market Snapshot

Home Value $81,051
Monthly Rent $1,074
Price-to-Rent 6.3:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 15.9%
Cap Rate 10.3%
5-Year IRR 10.6%

📈 Home Appreciation

1-Year +5.2% ▲
3-Year CAGR -1.4% ▼
5-Year CAGR +0.3% ▲
10-Year CAGR +5.1% ▲

🏠 Rent Trends

1-Year -5.9% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 10.3%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (10.3%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.3%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 35217

Population: 12,468

💰 Median Household Income
$37,220
This area
$37,220
State
$56,875
USA
$74,580
🏠 Renter Occupied
52.8%
This area
52.8%
State
24.9%
USA
34.0%
💼 Unemployment Rate
5.1%
This area
5.1%
State
-24.3%
USA
3.7%
🎓 College Educated
10.7%
This area
10.7%
State
-11.9%
USA
33.7%
👤 Median Age
40.2 years
This area
40.2 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
15.9%
This area
15.9%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 56.9%
White 30.7%
Other/Mixed 12.2%
Hispanic/Latino 10.8%
Asian 0.3%
👶 Under 18
21.1%
This area
21.1%
USA
22.0%
👴 65 and Over
19.6%
This area
19.6%
USA
17.3%
📊 Poverty Rate
20.7%
This area
20.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 35217

B Avg School Grade
5 Schools
16.5:1 Avg Class Size
$14,304 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Inglenook School

📚 Pre-K – 08 School
👥
308 Students
👨‍🏫
15.4:1 Class Size
💰
$15,867 Per Student
B+ Above Average

Tarrant Elementary School

📚 Pre-K – 02 Elementary
👥
315 Students
👨‍🏫
16.6:1 Class Size
💰
$14,168 Per Student
B+ Above Average

Tarrant High School

📚 07 – 12 High School
👥
579 Students
👨‍🏫
16.3:1 Class Size
💰
$14,168 Per Student
B+ Above Average

Tarrant Intermediate School

📚 03 – 06 School
👥
408 Students
👨‍🏫
17.7:1 Class Size
💰
$14,168 Per Student
C Below Average

Jefferson County Counseling Learning CenterEast

📚 K – 12 K-12 Limited Data
💰
$13,148 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,604 Off-Campus Students
C
Jefferson State Community College
8,839 students · 4.4 mi
D
Strayer University-Alabama
1,596 students · 7.0 mi
C+
University of Alabama at Birmingham
21,160 students · 7.3 mi
C+
Birmingham-Southern College
731 students · 8.2 mi
C+
Samford University
5,791 students · 10.0 mi
D
Herzing University-Birmingham
448 students · 10.4 mi
C
Miles College
1,151 students · 12.1 mi
D
Fortis Institute-Birmingham
339 students · 12.8 mi

Investor Insight: With 2,604 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What price range are homes in Tarrant, AL?

In Tarrant, AL the median home value sits at $81K. Against the broader AL market, that reads as reasonable for most investors.

Does house hacking work in Tarrant, AL?

The an attractive house-hack environment in Tarrant, AL reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Can investors hit the 1% rule in Tarrant, AL?

With rents of $1,074/mo on $81K homes, Tarrant, AL close to the 1% rule for most properties. The actual rent-to-price ratio is 1.33%.

How much is rent in Tarrant, AL?

Rental rates in Tarrant, AL average $1,074/mo. Tenant demand and $81K home values make the yield look reasonable by investor standards.

Does BRRRR pencil out in Tarrant, AL?

BRRRR in Tarrant, AL is a strong. The interplay of $81K values and $1,074/mo rents creates reasonable refinance conditions.

You know 35217 now. You don’t know where it ranks.

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How 35217 ranks in Birmingham-Hoover, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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