Real Estate Investing in Town 'n' Country, Florida (33634)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 33634 (Town 'n' Country, FL)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Town 'n' Country, FL (33634)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 33634 Town 'n' Country
On balance, ZIP 33634 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $380K median. It rewards specialists, not generalists.
Rent of $1,773/mo on a $380K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 33634 sits below the stated 0.0% once reality is priced in.
ZIP 33634's metrics run below Hillsborough County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Demographically, 33634 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 33634 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Town 'n' Country:
Property Strategy for 33634
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $282,968 | $2,290 | 5.8% | +8.6% | $141,484 |
| 3BR | $371,336 | $2,930 | 5.7% | +9.2% | $123,779 |
| 4BR | $456,918 | $3,560 | 5.6% | +9.0% | $114,230 |
| 5BR | $522,623 | — | — | +8.7% | $104,525 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 33634 Compare?
| Metric | 33634 | Town 'n' Country | Tampa-St. Petersburg-Clearwater, FL | Florida |
|---|---|---|---|---|
| Home Value | $379,505 | $397,866 | N/A | $374,697 |
| 5-Year CAGR | 6.2% | 5.8% | N/A | 7.4% |
| Avg Rent | $1,773 | $1,775 | N/A | - |
| Cap Rate | 3.6% | 3.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 33634 (Town 'n' Country, FL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $379,505 |
| Monthly Rent | $1,773 |
| Price-to-Rent | 17.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.6% |
| 5-Year IRR | 9.9% |
📈 Home Appreciation
| 1-Year | +1.8% ▲ |
| 3-Year CAGR | +1.3% ▲ |
| 5-Year CAGR | +6.2% ▲ |
| 10-Year CAGR | +9.0% ▲ |
🏠 Rent Trends
| 1-Year | -0.3% ▼ |
| 3-Year CAGR | +0.4% ▲ |
| 5-Year CAGR | +5.6% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 33634
Population: 21,643
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 33634
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
ALEXANDER ELEMENTARY SCHOOL
DAVIS ELEMENTARY SCHOOL
BELLAMY ELEMENTARY SCHOOL
CRESTWOOD ELEMENTARY SCHOOL
DICKENSON ELEMENTARY SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How do home values compare in Town 'n' Country, FL?
In Town 'n' Country, FL the median home value sits at $380K. Against the broader FL market, that reads as reasonable for most investors.
How strong is tenant demand in Town 'n' Country, FL?
Working renters make up the core of the Town 'n' Country, FL tenant base. The pool is reasonable for investors targeting long-term holds.
Where do rents currently stand in Town 'n' Country, FL?
Investors in Town 'n' Country, FL typically see rents near $1,773/mo per month against $380K home values - a solid setup for rental cash flow.
Should investors consider Town 'n' Country, FL?
The 3.0/5 investability rating in Town 'n' Country, FL reflects its $380K prices and $1,773/mo rents. Investors generally consider it a solid option within FL.
What is the best play in Town 'n' Country, FL?
Town 'n' Country, FL investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($380K prices, $1,773/mo rents) make it a reasonable choice.
You know 33634 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 33634 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 33634 ranks in Tampa-St. Petersburg-Clearwater, FL
Every ZIP in this metro, ranked. Free.
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