Real Estate Investing in Plant City, Florida (33565)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hillsborough County • Population: 17,716 • Data updated: September 2026

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Should you buy in 33565 (Plant City, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (55/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.5% vacancy may signal weakening demand.

What’s happening in Plant City, FL (33565)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $398,214
Avg Monthly Rent $2,457
1% Rule ✗ Does Not Meet
Median Income $66,210
% Renters 14.7%

Market Analysis: 33565 Plant City

This part of Hillsborough County is not an easy win. The 33565 ZIP reports softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $398K asset, 33565 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 33565 among FL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

A impressive renter share of 15% in 33565 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Plant City's stable or hybrid ZIPs before stepping into 33565. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Plant City:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6× the median income
Value Trend
Declining (-1.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,457/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tampa-St. Petersburg-Clearwater, FL Metro Area
More inventory, negotiating room for buyers
71 days
Average time to sell
Slow
10.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tampa-St. Petersburg-Clearwater, FL metro data
🏠

Property Strategy for 33565

Which property type performs best in this market?

Best for Cash Flow
2BR
3.9% cap rate
Best for Appreciation
4BR
+8.4% 5yr CAGR
Best Overall Value
5BR
$87,082/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $284,457 $1,550 3.9% +4.7% $142,228
3BR $405,404 $1,980 3.5% +8.4% $135,135
4BR $446,463 $2,410 3.9% +8.4% $111,616
5BR $435,408 +7.9% $87,082

Market Trends

Home Value History (with trend line)

$440K$375K$310K$246K$181K$116KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,461$2,450$2,438$2,426$2,415$2,403May 2026Jun 2026Jul 2026

📊 How Does 33565 Compare?

Metric 33565 Plant City Tampa-St. Petersburg-Clearwater, FL Florida
Home Value $398,214 $360,474 N/A $374,697
5-Year CAGR 4.0% 4.7% N/A 7.4%
Avg Rent $2,457 $2,025 N/A -
Cap Rate 4.8% 4.4% - -
💡 Why Invest in 33565? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 33565 (Plant City, FL). Anonymous, moderated, never written by AI.

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Property managers serving Hillsborough County

Manage rentals here? List your business →

Dennis Property Management offers rental agency and management services in the Tampa Bay area, including multi-family management, investor packages, and resources for homeowners and tenants. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Gain Property Group offers commercial real estate brokerage, property and asset management, and investment opportunities. summary from their website

Commercial
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Ocean Blue Property Management offers residential, multi-family, commercial, and vacation property management services in Tampa Bay and Fort Myers. summary from their website

Single-familySmall multifamilyCommercialShort-term rentals
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.8%
Fair
5yr Growth
+4.0%
Moderate

📊 Market Snapshot

Home Value $398,214
Monthly Rent $2,457
Price-to-Rent 13.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.4%
Cap Rate 4.8%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year -1.8% ▼
3-Year CAGR -0.7% ▼
5-Year CAGR +4.0% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 33565

Population: 17,716

💰 Median Household Income
$66,210
This area
$66,210
State
$70,737
USA
$74,580
🏠 Renter Occupied
14.7%
This area
14.7%
State
29.9%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-18.0%
USA
3.7%
🎓 College Educated
21.3%
This area
21.3%
State
4.7%
USA
33.7%
👤 Median Age
43.1 years
This area
43.1 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
8.5%
This area
8.5%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 81.7%
Other/Mixed 15.8%
Hispanic/Latino 12.9%
Black/African American 1.5%
Asian 1.0%
👶 Under 18
23.1%
This area
23.1%
USA
22.0%
👴 65 and Over
19.4%
This area
19.4%
USA
17.3%
📊 Poverty Rate
12.4%
This area
12.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 33565

B+ Avg School Grade
2 Schools
14.8:1 Avg Class Size
$11,744 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

CORK ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
661 Students
👨‍🏫
14.7:1 Class Size
💰
$11,744 Per Student
B+ Above Average

KNIGHTS ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
633 Students
👨‍🏫
14.9:1 Class Size
💰
$11,744 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Empire Beauty School-Lakeland
132 students · 11.2 mi
C
Aparicio-Levy Technical College
310 students · 12.7 mi
C
Artistic Nails and Beauty Academy-Lakeland
192 students · 13.0 mi
C+
Florida Southern College
3,194 students · 13.2 mi
D
Florida Career College-Tampa
159 students · 13.3 mi
D
Herzing University-Tampa
237 students · 13.4 mi
D
Strayer University-Florida
1,512 students · 13.9 mi
C+
Florida College
657 students · 14.3 mi

Frequently Asked Questions

What is the average home sale price in Plant City, FL?

Expect median prices around $398K in Plant City, FL. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

Do rentals sit vacant long in Plant City, FL?

Expect elevated vacancy in Plant City, FL. Rents at $2,457/mo are absorbed by the tenant base without meaningful lag.

Does Plant City, FL favor landlords or tenants?

Rental owners in Plant City, FL deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the best play in Plant City, FL?

For Plant City, FL, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Is it easy to find good tenants in Plant City, FL?

The renter base in Plant City, FL is reasonable for the $2,457/mo price point. Screening well and pricing to market typically yields steady tenants.

You know 33565 now. You don’t know where it ranks.

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How 33565 ranks in Tampa-St. Petersburg-Clearwater, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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