Real Estate Investing in Seffner, Florida (33584)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hillsborough County • Population: 27,172 • Data updated: September 2026

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Should you buy in 33584 (Seffner, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Seffner, FL (33584)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $361,154
Avg Monthly Rent $2,218
1% Rule ✗ Does Not Meet
Median Income $64,993
% Renters 25.9%

Market Analysis: 33584 Seffner

The 33584 ZIP in Seffner, FL is a local-operator market. Outside capital chasing a $361K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $361K asset, 33584 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 33584's metrics run below Hillsborough County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 33584 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 33584 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Seffner:

B Good
Buy Confidence Score: 70/100
Affordability
10/25
Appreciation
22/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Stable (+0.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,218/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tampa-St. Petersburg-Clearwater, FL Metro Area
More inventory, negotiating room for buyers
71 days
Average time to sell
Slow
10.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tampa-St. Petersburg-Clearwater, FL metro data
🏠

Property Strategy for 33584

Which property type performs best in this market?

Best for Cash Flow
1BR
6.3% cap rate
Best for Appreciation
5BR
+9.5% 5yr CAGR
Best Overall Value
4BR
$103,959/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $183,856 $1,600 6.3% +7.2% $183,856
2BR $259,148 $1,860 5.2% +8.9% $129,574
3BR $331,476 $2,380 5.2% +8.8% $110,492
4BR $415,835 $2,890 5.0% +8.8% $103,959
5BR $585,053 +9.5% $117,011

Market Trends

Home Value History (with trend line)

$387K$328K$269K$209K$150K$91KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,263$2,132$2,001$1,870$1,738$1,607Jul 2021Jan 2024Jul 2026

📊 How Does 33584 Compare?

Metric 33584 Seffner Tampa-St. Petersburg-Clearwater, FL Florida
Home Value $361,154 $361,154 N/A $374,697
5-Year CAGR 5.4% 5.4% N/A 7.4%
Avg Rent $2,218 $2,218 N/A -
Cap Rate 4.8% 4.8% - -
💡 Why Invest in 33584? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 33584 (Seffner, FL). Anonymous, moderated, never written by AI.

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Property managers serving Hillsborough County

Manage rentals here? List your business →

Dennis Property Management offers rental agency and management services in the Tampa Bay area, including multi-family management, investor packages, and resources for homeowners and tenants. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Gain Property Group offers commercial real estate brokerage, property and asset management, and investment opportunities. summary from their website

Commercial
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Ocean Blue Property Management offers residential, multi-family, commercial, and vacation property management services in Tampa Bay and Fort Myers. summary from their website

Single-familySmall multifamilyCommercialShort-term rentals
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.8%
Fair
5yr Growth
+5.4%
Moderate

📊 Market Snapshot

Home Value $361,154
Monthly Rent $2,218
Price-to-Rent 13.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.4%
Cap Rate 4.8%
5-Year IRR 10.2%

📈 Home Appreciation

1-Year +0.9% ▲
3-Year CAGR +0.4% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year -1.9% ▼
3-Year CAGR +1.6% ▲
5-Year CAGR +4.7% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 4.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 33584

Population: 27,172

💰 Median Household Income
$64,993
This area
$64,993
State
$70,737
USA
$74,580
🏠 Renter Occupied
25.9%
This area
25.9%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-18.0%
USA
3.7%
🎓 College Educated
25.5%
This area
25.5%
State
4.7%
USA
33.7%
👤 Median Age
40.1 years
This area
40.1 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
6.4%
This area
6.4%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 60.2%
Other/Mixed 20.0%
Hispanic/Latino 16.5%
Black/African American 14.2%
Asian 5.7%
👶 Under 18
22.4%
This area
22.4%
USA
22.0%
👴 65 and Over
13.8%
This area
13.8%
USA
17.3%
📊 Poverty Rate
14.7%
This area
14.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 33584

C+ Avg School Grade
11 Schools
16.3:1 Avg Class Size
$11,744 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

SEFFNER ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
360 Students
👨‍🏫
15.0:1 Class Size
💰
$11,744 Per Student
B Good

COLSON ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
624 Students
👨‍🏫
16.0:1 Class Size
💰
$11,744 Per Student
B Good

LOPEZ ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
575 Students
👨‍🏫
15.8:1 Class Size
💰
$11,744 Per Student
B Good

MANGO ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
731 Students
👨‍🏫
15.9:1 Class Size
💰
$11,744 Per Student
B Good

MCDONALD ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
577 Students
👨‍🏫
16.3:1 Class Size
💰
$11,744 Per Student
B Good

LOPEZ EXCEPTIONAL CENTER

📚 Pre-K – 12 K-12
👥
56 Students
👨‍🏫
4.0:1 Class Size
💰
$11,744 Per Student
B Good

JENNINGS MIDDLE SCHOOL

📚 06 – 08 Middle
👥
758 Students
👨‍🏫
20.2:1 Class Size
💰
$11,744 Per Student
C+ Average

BRANDON SUCCESS CENTER

📚 06 – 12 High School
👥
94 Students
👨‍🏫
13.4:1 Class Size
💰
$11,744 Per Student
C+ Average

BURNETT MIDDLE SCHOOL

📚 06 – 08 Middle
👥
592 Students
👨‍🏫
22.3:1 Class Size
💰
$11,744 Per Student
C Below Average

THE SPRING

📚 Pre-K – 12 K-12 Limited Data
💰
$11,744 Per Student
C Below Average

ARMWOOD HIGH SCHOOL

📚 09 – 12 High School
👥
2,310 Students
👨‍🏫
23.8:1 Class Size
💰
$11,744 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 5,780 Off-Campus Students
C
Aparicio-Levy Technical College
310 students · 2.8 mi
D
Florida Career College-Tampa
159 students · 3.4 mi
D
Herzing University-Tampa
237 students · 3.5 mi
D
Strayer University-Florida
1,512 students · 4.3 mi
D
Empire Beauty School-Tampa
93 students · 5.4 mi
C+
Florida College
657 students · 6.0 mi
C
Artistic Nails and Beauty Academy-Tampa
299 students · 7.9 mi
B+
University of South Florida
48,572 students · 8.4 mi

Investor Insight: With 5,780 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What kind of vacancy should I budget for in Seffner, FL?

Seffner, FL vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What are rental rates like in Seffner, FL?

Rental rates in Seffner, FL average $2,218/mo. Tenant demand and $361K home values make the yield look reasonable by investor standards.

How deep is the rental pool in Seffner, FL?

Expect a solid tenant pool in Seffner, FL. The rental market absorbs $2,218/mo rents without meaningful friction.

Which investment style suits Seffner, FL?

Investors usually favor careful cash-flow rentals with hands-on management in Seffner, FL. With home values at $361K and rents near $2,218/mo, other strategies can work but produce even-keeled rather than outsized returns.

What price range are homes in Seffner, FL?

Median home price in Seffner, FL is near $361K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

You know 33584 now. You don’t know where it ranks.

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How 33584 ranks in Tampa-St. Petersburg-Clearwater, FL

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