Real Estate Investing in Crescent City, Florida (32112)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 32112 (Crescent City, FL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 24.1% of homes vacant — above national norms.
- Elevated poverty: 20.8% poverty rate — can affect rent collection.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Crescent City, FL (32112)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 32112 Crescent City
From a cash-flow lens, ZIP 32112 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $210K median. It rewards specialists, not generalists.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 32112 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
On the rental side, 32112 offers a low basis, the region around Crescent City has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The demographic picture in 32112 includes headwinds that any investor should price in. Income distribution skews lower than Crescent City averages, and tenant stability requires active management.
Experienced landlords with local relationships tend to find 32112 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Crescent City:
Property Strategy for 32112
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $141,162 | $1,550 | 7.9% | +11.0% | $70,581 |
| 3BR | $253,389 | $2,040 | 5.8% | +8.5% | $84,463 |
Market Trends
Home Value History (with trend line)
📊 How Does 32112 Compare?
| Metric | 32112 | Crescent City | Palatka, FL | Florida |
|---|---|---|---|---|
| Home Value | $210,176 | $210,176 | N/A | $374,697 |
| 5-Year CAGR | 3.7% | 3.7% | N/A | 7.4% |
| Avg Rent | $1,395 | $1,395 | N/A | - |
| Cap Rate | 5.2% | 5.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 32112 (Crescent City, FL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $210,176 |
| Monthly Rent | $1,395 |
| Price-to-Rent | 12.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.0% |
| Cap Rate | 5.2% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | +1.0% ▲ |
| 3-Year CAGR | +0.9% ▲ |
| 5-Year CAGR | +3.7% ▲ |
| 10-Year CAGR | +9.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 32112
Population: 8,099
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 32112
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is FL a landlord-friendly state?
The landlord environment in Crescent City, FL is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
How strong is the working-renter base in Crescent City, FL?
Tenant demand in Crescent City, FL is solid. The local workforce $1,395/mo rents across most rental classes.
What are rental rates like in Crescent City, FL?
Average rent in Crescent City, FL is approximately $1,395/mo per month. Against $210K home values that yields a reasonable rent-to-price ratio.
Is Crescent City, FL suited for a house hack?
For house hackers, Crescent City, FL is a challenging. The $1,395/mo rent on a unit helps defray the mortgage on a $210K property.
How much should I expect to pay for a home in Crescent City, FL?
Typical homes in Crescent City, FL go for around $210K. The 5-year CAGR of 0.0% stable price movement.
You know 32112 now. You don’t know where it ranks.
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How 32112 ranks in Palatka, FL
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