Fastest-Appreciating ZIP Codes in Palatka, FL (2026)

Ranked by 5-year compound annual growth in home values. Fast growth and strong cash flow rarely appear in the same ZIP — this is the other side of that trade.

# ZIP City Home value Rent Cap rate 5-yr growth
1 32193 Pomona Park, FL $264,364 $1,098 3.24% 7.5%
2 32148 Interlachen, FL $173,765 $873 3.92% 6.0%
3 32189 Satsuma, FL $204,976 $900 3.42% 5.2%
4 32131 East Palatka, FL $272,194 $1,413 4.05% 4.3%
5 32139 Georgetown, FL $225,948 $936 3.23% 3.8%
6 32112 Crescent City, FL $210,176 $1,395 5.18% 3.7%
7 32181 Pomona Park, FL $226,938 $972 3.34% 3.6%
8 32640 Hawthorne, FL $232,207 $1,287 4.32% 3.5%
9 32177 Palatka, FL $209,979 $1,381 5.13% 3.4%
10 32187 San Mateo, FL $250,068 $1,026 3.20% 2.0%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →

Same metro, different strategy

Cash Flow in Palatka, FL  ·  Affordable in Palatka, FL

Or see the full Palatka, FL metro profile.