Most Affordable ZIP Codes in Palatka, FL (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 32148 | Interlachen, FL | $173,765 | $873 | 3.92% | 6.0% |
| 2 | 32189 | Satsuma, FL | $204,976 | $900 | 3.42% | 5.2% |
| 3 | 32177 | Palatka, FL | $209,979 | $1,381 | 5.13% | 3.4% |
| 4 | 32112 | Crescent City, FL | $210,176 | $1,395 | 5.18% | 3.7% |
| 5 | 32139 | Georgetown, FL | $225,948 | $936 | 3.23% | 3.8% |
| 6 | 32181 | Pomona Park, FL | $226,938 | $972 | 3.34% | 3.6% |
| 7 | 32640 | Hawthorne, FL | $232,207 | $1,287 | 4.32% | 3.5% |
| 8 | 32193 | Pomona Park, FL | $264,364 | $1,098 | 3.24% | 7.5% |
| 9 | 32131 | East Palatka, FL | $272,194 | $1,413 | 4.05% | 4.3% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Palatka, FL · Appreciation in Palatka, FL
Or see the full Palatka, FL metro profile.