Palatka, FL Metro Area - Investment Guide
Metro Area • 9 Cities • 10 ZIP Codes
Avg Home Value
$227,061
Avg Monthly Rent
$1,128
Avg Cap Rate
3.90%
Avg Investability
2.9 ★
Cities
9
ZIP Codes
10
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Palatka, FL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Palatka, FL
Every ZIP in the metro, ranked four ways. Free.
Cities in Palatka, FL
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 32148 | Interlachen | FL | $160,573 | $873 | 4.24% | |
| 32189 | Satsuma | FL | $204,892 | $900 | 3.43% | |
| 32193 | Pomona Park | FL | $266,752 | $1,098 | 3.21% | |
| 32177 | Palatka | FL | $203,061 | $1,583 | 6.08% | |
| 32181 | Pomona Park | FL | $219,751 | $972 | 3.45% | |
| 32640 | Hawthorne | FL | $237,155 | $1,287 | 4.23% | |
| 32112 | Crescent City | FL | $208,882 | $1,395 | 5.21% | |
| 32131 | East Palatka | FL | $268,069 | $1,413 | 4.11% | |
| 32187 | San Mateo | FL | $227,725 | $1,026 | 3.51% | |
| 32139 | Georgetown | FL | $225,295 | $936 | 3.24% | |
| 32189 | Satsuma | FL | $199,303 | $900 | 3.52% | |
| 32148 | Interlachen | FL | $168,515 | $873 | 4.04% | |
| 32193 | Pomona Park | FL | $270,916 | $1,098 | 3.16% | |
| 32640 | Hawthorne | FL | $231,007 | $1,287 | 4.35% | |
| 32177 | Palatka | FL | $209,672 | $1,328 | 4.94% | |
| 32181 | Pomona Park | FL | $224,204 | $972 | 3.38% | |
| 32112 | Crescent City | FL | $210,176 | $1,395 | 5.18% | |
| 32131 | East Palatka | FL | $272,194 | $1,413 | 4.05% | |
| 32187 | San Mateo | FL | $244,604 | $1,026 | 3.27% | |
| 32139 | Georgetown | FL | $225,948 | $936 | 3.23% | |
| 32189 | Satsuma | FL | $198,490 | $900 | 3.54% | |
| 32193 | Pomona Park | FL | $265,233 | $1,098 | 3.23% | |
| 32148 | Interlachen | FL | $173,765 | $873 | 3.92% | |
| 32177 | Palatka | FL | $209,979 | $1,381 | 5.13% | |
| 32640 | Hawthorne | FL | $234,215 | $1,287 | 4.29% | |
| 32112 | Crescent City | FL | $202,831 | $1,395 | 5.36% | |
| 32131 | East Palatka | FL | $264,376 | $1,413 | 4.17% | |
| 32181 | Pomona Park | FL | $226,938 | $972 | 3.34% | |
| 32139 | Georgetown | FL | $215,952 | $936 | 3.38% | |
| 32148 | Interlachen | FL | $160,410 | $873 | 4.24% | |
| 32189 | Satsuma | FL | $204,976 | $900 | 3.42% | |
| 32193 | Pomona Park | FL | $264,364 | $1,098 | 3.24% | |
| 32177 | Palatka | FL | $203,368 | $1,367 | 5.24% | |
| 32181 | Pomona Park | FL | $216,199 | $972 | 3.51% | |
| 32640 | Hawthorne | FL | $232,207 | $1,287 | 4.32% | |
| 32112 | Crescent City | FL | $210,769 | $1,395 | 5.16% | |
| 32131 | East Palatka | FL | $271,375 | $1,413 | 4.06% | |
| 32187 | San Mateo | FL | $233,771 | $1,026 | 3.42% | |
| 32139 | Georgetown | FL | $224,598 | $936 | 3.25% | |
| 32189 | Satsuma | FL | $195,997 | $900 | 3.58% | |
| 32193 | Pomona Park | FL | $262,507 | $1,098 | 3.26% | |
| 32148 | Interlachen | FL | $172,442 | $873 | 3.95% | |
| 32177 | Palatka | FL | $209,448 | $1,379 | 5.14% | |
| 32640 | Hawthorne | FL | $225,997 | $1,287 | 4.44% | |
| 32112 | Crescent City | FL | $204,878 | $1,395 | 5.31% | |
| 32181 | Pomona Park | FL | $225,868 | $972 | 3.36% | |
| 32131 | East Palatka | FL | $263,616 | $1,413 | 4.18% | |
| 32139 | Georgetown | FL | $217,790 | $936 | 3.35% | |
| 32187 | San Mateo | FL | $245,313 | $1,026 | 3.26% | |
| 32148 | Interlachen | FL | $160,573 | $873 | 4.24% |
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About Palatka, FL Real Estate Market
The Palatka, FL metropolitan statistical area (MSA) encompasses 9 cities and 10 ZIP codes. The average home value across the metro is $227,061, with an average monthly rent of $1,128. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.