Real Estate Investing in Sumner, Georgia (31789)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Worth County • Population: 1,504 • Data updated: September 2026

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Should you buy in 31789 (Sumner, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Sumner, GA (31789)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $203,650
Avg Monthly Rent $1,161
1% Rule ✗ Does Not Meet
Median Income $45,539
% Renters 33.5%

Market Analysis: 31789 Sumner

ZIP 31789 inside Worth County looks affordable on the surface — median value of $204K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed markets are won on execution, not on spreadsheets. ZIP 31789 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Within GA, ZIP 31789 trails on several market indicators that neighboring Worth County submarkets outperform. The gap is real and robust enough to shape underwriting.

Demographically, 31789 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sumner:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+6.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,161/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Albany, GA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Albany, GA metro data

Market Trends

Home Value History (with trend line)

$208K$201K$195K$189K$182K$176KFeb 2022May 2024Jul 2026

📊 How Does 31789 Compare?

Metric 31789 Sumner Albany, GA Georgia
Home Value $203,650 $203,650 N/A $329,538
5-Year CAGR N/A N/A N/A 7.8%
Avg Rent $1,161 $1,161 N/A -
Cap Rate 4.5% 4.5% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 31789 (Sumner, GA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.5%
Fair

📉 Market Crash Risk Index

Based on Albany, GA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
50%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $203,650
Monthly Rent $1,161
Price-to-Rent 14.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.8%
Cap Rate 4.5%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +6.3% ▲
3-Year CAGR +3.9% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 31789

Population: 1,504

💰 Median Household Income
$45,539
This area
$45,539
State
$64,001
USA
$74,580
🏠 Renter Occupied
33.5%
This area
33.5%
State
29.9%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-18.6%
USA
3.7%
🎓 College Educated
6.1%
This area
6.1%
State
-3.0%
USA
33.7%
👤 Median Age
37.6 years
This area
37.6 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
5.0%
This area
5.0%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 83.0%
Black/African American 11.7%
Other/Mixed 5.3%
Hispanic/Latino 3.7%
👶 Under 18
18.0%
This area
18.0%
USA
22.0%
👴 65 and Over
24.7%
This area
24.7%
USA
17.3%
📊 Poverty Rate
11.9%
This area
11.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 380 Off-Campus Students
C
Abraham Baldwin Agricultural College
3,768 students · 12.0 mi

Frequently Asked Questions

What are home prices like in Sumner, GA?

Median home price in Sumner, GA is near $204K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

How much rent can I charge in Sumner, GA?

Rents in Sumner, GA run near $1,161/mo. Compared with median home prices of $204K that produces solid gross yields for typical rentals.

How do experienced investors play Sumner, GA?

The best-fit strategy in Sumner, GA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Is rental property easy to operate in Sumner, GA?

The landlord environment in Sumner, GA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How strong is the working-renter base in Sumner, GA?

The renter base in Sumner, GA is reasonable for the $1,161/mo price point. Screening well and pricing to market typically yields reliable tenants.

You know 31789 now. You don’t know where it ranks.

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How 31789 ranks in Albany, GA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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