Best ZIP Codes for Cash Flow in Albany, GA (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 31743 1% rule | De Soto, GA | $76,658 | $1,035 | 10.53% | 1.6% |
| 2 | 31705 1% rule | Albany, GA | $89,723 | $966 | 8.40% | 3.6% |
| 3 | 31701 | Albany, GA | $78,667 | $757 | 7.51% | 3.1% |
| 4 | 39826 | Bronwood, GA | $106,772 | $882 | 6.44% | 5.1% |
| 5 | 31781 | Poulan, GA | $139,377 | $1,116 | 6.25% | — |
| 6 | 31707 | Albany, GA | $138,709 | $1,074 | 6.04% | 5.7% |
| 7 | 39842 | Dawson, GA | $117,939 | $882 | 5.83% | 5.9% |
| 8 | 31787 | Smithville, GA | $160,247 | $1,044 | 5.08% | 5.2% |
| 9 | 39877 | Parrott, GA | $149,865 | $945 | 4.92% | 2.9% |
| 10 | 31721 | Albany, GA | $241,495 | $1,428 | 4.61% | 6.3% |
| 11 | 31789 | Sumner, GA | $203,650 | $1,161 | 4.45% | — |
| 12 | 31763 | Leesburg, GA | $265,561 | $1,497 | 4.40% | 6.5% |
| 13 | 31795 | Ty Ty, GA | $177,015 | $963 | 4.24% | 2.2% |
| 14 | 31791 | Sylvester, GA | $170,067 | $918 | 4.21% | 5.0% |
| 15 | 31744 | Doerun, GA | $173,749 | $918 | 4.12% | 4.5% |
| 16 | 31796 | Warwick, GA | $261,625 | $918 | 2.74% | 6.7% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Albany, GA · Affordable in Albany, GA
Or see the full Albany, GA metro profile.