Best ZIP Codes for Cash Flow in Albany, GA (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 31743 1% rule | De Soto, GA | $72,287 | $1,035 | 11.17% | 0.4% |
| 2 | 31705 1% rule | Albany, GA | $89,616 | $996 | 8.67% | 3.6% |
| 3 | 31701 | Albany, GA | $80,913 | $788 | 7.60% | 3.8% |
| 4 | 39826 | Bronwood, GA | $102,970 | $882 | 6.68% | 4.7% |
| 5 | 31781 | Poulan, GA | $138,143 | $1,116 | 6.30% | — |
| 6 | 39842 | Dawson, GA | $119,810 | $882 | 5.74% | 6.5% |
| 7 | 31787 | Smithville, GA | $156,951 | $1,044 | 5.19% | 4.8% |
| 8 | 31707 | Albany, GA | $139,417 | $914 | 5.11% | 5.5% |
| 9 | 39877 | Parrott, GA | $145,574 | $945 | 5.06% | 2.4% |
| 10 | 31721 | Albany, GA | $240,427 | $1,425 | 4.62% | 5.9% |
| 11 | 31789 | Sumner, GA | $204,842 | $1,161 | 4.42% | — |
| 12 | 31763 | Leesburg, GA | $261,558 | $1,467 | 4.37% | 5.8% |
| 13 | 31795 | Ty Ty, GA | $173,613 | $963 | 4.33% | 1.7% |
| 14 | 31791 | Sylvester, GA | $170,957 | $918 | 4.19% | 4.7% |
| 15 | 31744 | Doerun, GA | $172,558 | $918 | 4.15% | 4.1% |
| 16 | 31796 | Warwick, GA | $258,076 | $918 | 2.77% | 6.1% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Albany, GA · Affordable in Albany, GA
Or see the full Albany, GA metro profile.