Real Estate Investing in Maxton, North Carolina (28364)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 28364 (Maxton, NC)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 11.9% vacancy may signal weakening demand.
- Elevated poverty: 23.6% poverty rate — can affect rent collection.
- Lower household income: $35,880 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Maxton, NC (28364)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 28364 Maxton
Meanwhile, ZIP 28364 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $106K median. It rewards specialists, not generalists.
The investment case in 28364 is durable only for operators who understand what they are buying. A $106K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
On the rental side, 28364 offers a low basis, the region around Maxton has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The 28364 ZIP's population of 13,184 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.
Distressed ZIPs reward experience. durable returns are possible in 28364, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Maxton:
Property Strategy for 28364
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $60,786 | $930 | 11.0% | +9.7% | $30,393 |
| 3BR | $120,011 | $1,250 | 7.5% | +7.8% | $40,004 |
| 4BR | $169,550 | $1,500 | 6.4% | +8.3% | $42,388 |
Market Trends
Home Value History (with trend line)
📊 How Does 28364 Compare?
| Metric | 28364 | Maxton | Lumberton, NC | North Carolina |
|---|---|---|---|---|
| Home Value | $105,564 | $105,564 | N/A | $330,565 |
| 5-Year CAGR | 4.2% | 4.2% | N/A | 7.8% |
| Avg Rent | $837 | $837 | N/A | - |
| Cap Rate | 6.2% | 6.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 28364 (Maxton, NC). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 28364 (Maxton, NC)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $105,564 |
| Monthly Rent | $837 |
| Price-to-Rent | 10.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.5% |
| Cap Rate | 6.2% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | -1.0% ▼ |
| 3-Year CAGR | +0.4% ▲ |
| 5-Year CAGR | +4.2% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 28364
Population: 13,184
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 28364
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 778 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is the tenant base reliable in Maxton, NC?
Working renters make up the core of the Maxton, NC tenant base. The pool is reasonable for investors targeting long-term holds.
Is house hacking profitable in Maxton, NC?
House hacking in Maxton, NC is a challenging. With home values around $106K and rents at $837/mo, owner-occupants can offset a meaningful share of PITI.
Is rental property easy to operate in Maxton, NC?
For rental operators, Maxton, NC rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
Are rents high in Maxton, NC?
The typical rental in Maxton, NC commands about $837/mo monthly. That rent profile stable cash flow against the $106K purchase basis.
What are home prices like in Maxton, NC?
Typical homes in Maxton, NC go for around $106K. The 5-year CAGR of 0.0% consistent price movement.
You know 28364 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 28364 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 28364 ranks in Lumberton, NC
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 28364 (Maxton)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 28364 (Maxton, NC).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.