Real Estate Investing in Gibson, North Carolina (28343)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Scotland County • Population: 1,795 • Data updated: September 2026

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Should you buy in 28343 (Gibson, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 8.5% vacancy may signal weakening demand.
  • Flat appreciation: Values have barely moved over 5 years (1.1% CAGR).

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Gibson, NC (28343)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $94,057
Avg Monthly Rent $837
1% Rule ✗ Does Not Meet
Median Income $40,882
% Renters 39.7%

Market Analysis: 28343 Gibson

On balance, ZIP 28343 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $94K median. It rewards specialists, not generalists.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 28343 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Statewide comparisons place 28343 among NC's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 28343 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Gibson:

C+ Average
Buy Confidence Score: 67/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.3× the median income
Value Trend
Rising (+6.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $837/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Laurinburg, NC Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Laurinburg, NC metro data

Market Trends

Home Value History (with trend line)

$110K$101K$91K$82K$73K$63KFeb 2017Nov 2021Jul 2026

📊 How Does 28343 Compare?

Metric 28343 Gibson Laurinburg, NC North Carolina
Home Value $94,057 $94,057 N/A $330,565
5-Year CAGR 1.1% 1.1% N/A 7.8%
Avg Rent $837 $837 N/A -
Cap Rate 6.9% 6.9% - -
💡 Why Invest in 28343? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 40% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 28343 (Gibson, NC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.9%
Good
5yr Growth
+1.1%
Slow

📉 Market Crash Risk Index

Based on Laurinburg, NC metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $94,057
Monthly Rent $837
Price-to-Rent 9.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.7%
Cap Rate 6.9%
5-Year IRR 8.0%

📈 Home Appreciation

1-Year +6.9% ▲
3-Year CAGR -2.6% ▼
5-Year CAGR +1.1% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.9%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.9%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.5%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+1.1%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 28343

Population: 1,795

💰 Median Household Income
$40,882
This area
$40,882
State
$63,256
USA
$74,580
🏠 Renter Occupied
39.7%
This area
39.7%
State
27.8%
USA
34.0%
💼 Unemployment Rate
6.3%
This area
6.3%
State
-19.3%
USA
3.7%
🎓 College Educated
6.4%
This area
6.4%
State
0.5%
USA
33.7%
👤 Median Age
33.1 years
This area
33.1 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
8.5%
This area
8.5%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 52.4%
White 34.0%
Other/Mixed 13.6%
Hispanic/Latino 0.3%
👶 Under 18
29.3%
This area
29.3%
USA
22.0%
👴 65 and Over
12.8%
This area
12.8%
USA
17.3%
📊 Poverty Rate
18.5%
This area
18.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 981 Off-Campus Students
D
St. Andrews University
832 students · 6.0 mi
C+
Richmond Community College
2,411 students · 12.1 mi

Investor Insight: With 981 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are vacancy rates like in Gibson, NC?

Gibson, NC carries elevated vacancy risk. Expect even-keeled absorption at market rents of $837/mo.

Are renters plentiful in Gibson, NC?

Expect a solid tenant pool in Gibson, NC. The rental market absorbs $837/mo rents without meaningful friction.

How strong are rents in Gibson, NC?

Rent in Gibson, NC is around $837/mo. The resulting rent-to-value relationship with $94K pricing is reasonable for most investor models.

Can I live-in-and-rent in Gibson, NC?

Gibson, NC is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $94K price point reasonable to enter.

How should investors approach Gibson, NC?

A careful cash-flow rentals with hands-on management strategy Gibson, NC best. The market produces stable results for that approach at the $94K price point.

You know 28343 now. You don’t know where it ranks.

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How 28343 ranks in Laurinburg, NC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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